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United Valley Bank Locations & Branches Cavalier, North Dakota
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United Valley Bank operates 9 branches from its headquarters in Cavalier, ND, .
United Valley Bank branch network
Its 9 branches span 2 states and 9 cities. The most are in MINNESOTA (6) and NORTH DAKOTA (3). MINNESOTA holds 61.4% of its branch deposits. Its largest office by deposits is its main office in Cavalier, ND, with $135.6M (21.6% of its branch deposits). On June 30, 2025 it had 8 branches, 1 fewer than in 2026.
United Valley Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.50% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $751.6M
- Tier 1 leverage ratio, Q2 2026
- 10.50%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1905
Full financial profile · Is United Valley Bank safe? · United Valley Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Cavalier, ND (1 branch) | 1 of 3 | 58.6% | $135.6M |
| State: ND (3 branches) | 33 of 70 | 0.6% | $242.4M |
| Largest deposit state: MN (6 branches) | 77 of 277 | 0.1% | $386.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in North Dakota.
Share by county and metro area
United Valley Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Pembina, ND (1 branch) | 2 of 4 | 26.2% | $135.6M | $517.8M |
| Polk, MN (1 branch) | 5 of 10 | 11.0% | $109.9M | $995.9M |
| Kittson, MN (2 branches) | 1 of 4 | 45.2% | $99.2M | $219.2M |
| Mahnomen, MN (1 branch) | 1 of 1 | 100.0% | $98.4M | $98.4M |
| Grand Forks, ND (1 branch) | 9 of 15 | 3.3% | $94.9M | $2.87B |
| Marshall, MN (1 branch) | 3 of 8 | 12.0% | $50.0M | $416.2M |
| Norman, MN (1 branch) | 4 of 7 | 12.4% | $28.6M | $230.0M |
| Cass, ND (1 branch) | 27 of 28 | 0.1% | $11.9M | $11.27B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Grand Forks, ND-MN (2 branches) | 9 of 21 | 5.3% | $204.8M | $3.87B |
| Fargo, ND-MN (1 branch) | 30 of 32 | <0.1% | $11.9M | $12.93B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| United Valley Bank (main office) | Cavalier, ND | 58220 | $135.6M |
| Crookston Branch | Crookston, MN | 56716 | $109.9M |
| United Valley Bank (main office) | Hallock, MN | 56728 | $99.2M |
| United Valley Bank-Mahnomen Branch | Mahnomen, MN | 56557 | $98.4M |
| Grand Forks Branch | Grand Forks, ND | 58201 | $94.9M |
| United Valley Bank Branch | Argyle, MN | 56713 | $50.0M |
| Twin Valley Branch | Twin Valley, MN | 56584 | $28.6M |
| Fargo Branch | Fargo, ND | 58104 | $11.9M |
| Lancaster Branch | Lancaster, MN | 56735 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15478) · FFIEC NIC profile (RSSD 922559)