The Wanda State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Wanda State Bank of Wanda, MN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.87% | 1.34% | -0.47% | 26th below |
| ROAE | 7.62% | 13.32% | -5.70% | 23rd bottom |
| Net Interest Margin | 3.24% | 3.93% | -0.69% | 17th bottom |
| Efficiency Ratio | 53.73% | 61.14% | -7.41% | 73rd above |
| PPNR / Avg Assets | 1.19% | 1.68% | -0.49% | 28th below |
| Yield on Earning Assets | 4.94% | 5.67% | -0.73% | 21st bottom |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.83% | 1.88% | -0.05% | 48th below |
| Net Interest Spread | 2.45% | 3.32% | -0.87% | 12th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.44% | 0.94% | -0.50% | 48th below |
| NPA / Total Assets | 0.26% | 0.70% | -0.44% | 54th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.74% | 1.28% | +0.46% | 88th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 399.17% | 1538.95% | -1139.78% | 66th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.71% | 7.33% | -1.62% | 37th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 12.12% | 12.14% | -0.02% | 66th above |
| Equity / Assets | 11.86% | 11.37% | +0.49% | 70th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.94% | 11.09% | -0.15% | 63rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 68.92% | 80.64% | -11.72% | 72nd above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.87% | 86.86% | +1.01% | 43rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.02% | 6.85% | -2.83% | 47th below |
| Loan Growth (Y/Y) | 3.75% | 7.90% | -4.15% | 41st below |
| Deposit Growth (Y/Y) | 3.60% | 6.29% | -2.69% | 47th below |
See The Wanda State Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Wanda State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Wanda State Bank profile, how to read a UBPR, or how this data updates.