The Waterford Commercial and Savings Bank Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the The Waterford Commercial and Savings Bank routing number?

The The Waterford Commercial and Savings Bank routing number is 044211910. It is the primary ABA routing transit number registered to The Waterford Commercial and Savings Bank, headquartered in Waterford, OH. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the The Waterford Commercial and Savings Bank wire routing number?

This page lists 044211910, the primary routing number registered to The Waterford Commercial and Savings Bank. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with The Waterford Commercial and Savings Bank before sending a wire.

Is ABA number 044211910 the routing number for The Waterford Commercial and Savings Bank?

Yes. ABA number 044211910 is the primary routing number registered to The Waterford Commercial and Savings Bank. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 044211910?

Routing number 044211910 belongs to The Waterford Commercial and Savings Bank, headquartered in Waterford, OH. It is the bank's primary ABA routing number (FDIC certificate 8397).

Routing numbers of similar-size institutions in Ohio

Credit union, Toledo, OH

Promedica Federal Credit Union: 241282373

Credit union, Cuyahoga Falls, OH

Falls Catholic Credit Union, Inc.: 241278109

Bank, Gambier, OH

The Peoples Bank: 044112488

Credit union, Akron, OH

Summit Federal Credit Union: 241273463

Credit union, Lima, OH

Topmark Federal Credit Union: 241279564

Bank, Grandview Heights, OH

Fortuna Bank: 044016005

Credit union, Toledo, OH

Toledo Police Federal Credit Union: 241282522

Bank, Forest, OH

Community First Bank, N.A.: 041207150

All routing numbers in Ohio