Waycross Bank & Trust Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Waycross Bank & Trust routing number?

The Waycross Bank & Trust routing number is 061204052. It is the primary ABA routing transit number registered to Waycross Bank & Trust, headquartered in Waycross, GA. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Waycross Bank & Trust wire routing number?

This page lists 061204052, the primary routing number registered to Waycross Bank & Trust. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Waycross Bank & Trust before sending a wire.

Is ABA number 061204052 the routing number for Waycross Bank & Trust?

Yes. ABA number 061204052 is the primary routing number registered to Waycross Bank & Trust. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 061204052?

Routing number 061204052 belongs to Waycross Bank & Trust, headquartered in Waycross, GA. It is the bank's primary ABA routing number (FDIC certificate 27254).

Routing numbers of similar-size institutions in Georgia

Bank, Waycross, GA

First Southern Bank: 061206814

Credit union, Waycross, GA

Ware County School Employees Federal Credit Union: 261273427

Credit union, Hinesville, GA

Geovista Federal Credit Union: 261271364

Bank, Johns Creek, GA

Loyal Trust Bank: 061121465

Bank, Alapaha, GA

Bank of Alapaha: 061205271

Bank, Talbotton, GA

The Peoples Bank of Georgia: 061103920

Bank, Waynesboro, GA

The First National Bank of Waynesboro: 061202245

Bank, Lawrenceville, GA

Embassy National Bank: 061120903

All routing numbers in Georgia