Western Bank, Artesia, New Mexico: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos climbed 94.8% in Q2 2026, from $30.6M to $59.7M. It was the largest change from Q1 2026 among the key lines here. Western Bank, Artesia, New Mexico ranks 19th of 29 New Mexico banks on loan-to-deposit ratio, in the lower half at 55.24% (Q2 2026). Western Bank, Artesia, New Mexico reported 55.24% on loan-to-deposit ratio for Q2 2026, 25.70 points below the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $108.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $170.1M |
| Fed funds sold and reverse repos | $59.7M |
| Fed funds sold and reverse repos to assets | 17.02% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 55.24% |
| Net loans and leases to deposits | 54.58% |
| Loans and leases to core deposits | 56.34% |
| Core deposits to total deposits | 98.05% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 49.21% | 96.34% | $0 | $0 |
| Q4 2023 | 47.08% | 96.19% | $0 | $0 |
| Q1 2024 | 42.13% | 97.18% | $0 | $0 |
| Q2 2024 | 47.48% | 97.02% | $0 | $0 |
| Q3 2024 | 43.11% | 97.39% | $0 | $0 |
| Q4 2024 | 43.28% | 97.40% | $0 | $0 |
| Q1 2025 | 48.71% | 97.10% | $0 | $0 |
| Q2 2025 | 55.29% | 96.57% | $0 | $0 |
| Q3 2025 | 66.00% | 96.84% | $0 | $0 |
| Q4 2025 | 65.65% | 97.12% | $0 | $0 |
| Q1 2026 | 60.97% | 97.40% | $0 | $0 |
| Q2 2026 | 55.24% | 98.05% | $0 | $0 |
Western Bank, Artesia, New Mexico liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Western Bank, Artesia, New Mexico, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Western Bank, Artesia, New Mexico profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16720) · FFIEC NIC profile (RSSD 709554)