Western Bank, Artesia, New Mexico: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Western Bank, Artesia, New Mexico of Artesia, NM against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.74% | 1.34% | +1.40% | 96th top |
| ROAE | 27.44% | 13.31% | +14.13% | 97th top |
| Net Interest Margin | 4.71% | 3.93% | +0.78% | 86th top |
| Efficiency Ratio | 40.06% | 61.15% | -21.09% | 95th top |
| PPNR / Avg Assets | 2.77% | 1.68% | +1.09% | 93rd top |
| Yield on Earning Assets | 5.31% | 5.67% | -0.36% | 36th below |
| Cost of Funds | 0.64% | 1.88% | -1.24% | 97th top |
| Net Interest Spread | 4.06% | 3.32% | +0.74% | 85th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | -0.06% | 0.16% | -0.22% | 95th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.21% | 1.28% | -0.07% | 51st above |
| Texas Ratio | 0.00% | 7.33% | -7.33% | 95th top |
| Provision / NCO | 1200.00% | 1395.59% | -195.59% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.80% | 19.50% | -3.70% | 56th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.80% | 19.54% | -3.74% | 56th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.77% | 20.62% | -3.85% | 55th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.14% | 12.14% | -1.00% | 53rd above |
| Equity / Assets | 9.46% | 11.37% | -1.91% | 35th below |
| TCE / Tangible Assets | 9.46% | 11.09% | -1.63% | 39th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 55.24% | 80.65% | -25.41% | 88th top |
| Core Deposit Ratio | 98.05% | 86.86% | +11.19% | 96th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.98% | 6.85% | +2.13% | 79th top |
| Loan Growth (Y/Y) | 8.06% | 7.90% | +0.16% | 65th above |
| Deposit Growth (Y/Y) | 8.16% | 6.29% | +1.87% | 76th top |
See Western Bank, Artesia, New Mexico's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Western Bank, Artesia, New Mexico, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Western Bank, Artesia, New Mexico profile, how to read a UBPR, or how this data updates.