Wilmington Trust, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Net loans and leases to deposits: 26.71 percentage points lower than in Q1 2026, at 474.17%. Wilmington Trust, N.A. has the highest loan-to-deposit ratio of the 17 banks headquartered in Delaware, 481.40% as of Q2 2026. Wilmington Trust, N.A.'s loan-to-deposit ratio of 481.40% is well above the 80.84% median for banks in the $100M-1B asset tier, a gap of 400.56 points (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $647.6M |
| Cash and noninterest-bearing balances to assets | 83.87% |
| Cash and securities | $648.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 481.40% |
| Net loans and leases to deposits | 474.17% |
| Loans and leases to core deposits | 481.40% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 555.61% | 100.00% | $0 | $0 |
| Q4 2023 | 763.01% | 100.00% | $0 | $0 |
| Q1 2024 | 721.70% | 100.00% | $0 | $0 |
| Q2 2024 | 678.23% | 100.00% | $0 | $0 |
| Q3 2024 | 621.66% | 100.00% | $0 | $0 |
| Q4 2024 | 588.32% | 100.00% | $0 | $0 |
| Q1 2025 | 566.82% | 100.00% | $0 | $0 |
| Q2 2025 | 560.91% | 100.00% | $0 | $0 |
| Q3 2025 | 544.51% | 100.00% | $0 | $0 |
| Q4 2025 | 524.27% | 100.00% | $0 | $0 |
| Q1 2026 | 507.91% | 100.00% | $0 | $0 |
| Q2 2026 | 481.40% | 100.00% | $0 | $0 |
Wilmington Trust, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Wilmington Trust, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wilmington Trust, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34069) · FFIEC NIC profile (RSSD 2265456)