Wilmington Trust, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio dropped 26.51 percentage points in Q2 2026, from 507.91% to 481.40%. It was the largest change from Q1 2026 among the key lines here. Within Delaware, Wilmington Trust, N.A. is 6th of 17 on return on assets, 3.33% as of Q2 2026, above the middle of the field. Against a median of 1.25% for banks in the $100M-1B asset tier, Wilmington Trust, N.A. reported 3.33% on return on assets in Q2 2026, 2.08 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 274.44% |
| Tier 1 risk-based capital ratio | 274.44% |
| Total risk-based capital ratio | 274.58% |
| Tier 1 leverage ratio | 86.89% |
| Equity capital to assets | 88.23% |
| Tangible equity to tangible assets | 88.23% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 6.86% |
| Non-performing assets ratio | 0.21% |
| Net charge-off ratio | -0.10% |
| Texas ratio | 0.24% |
| Allowance for credit losses to loans | 1.50% |
| Reserve coverage of non-performing loans | 21.89% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 3.33% |
| Return on equity | 3.86% |
| Net interest margin | 5.63% |
| Efficiency ratio | 91.69% |
| Yield on earning assets | 5.68% |
| Cost of funds | 0.32% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 481.40% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 0.64% |
| Securities to assets | 0.14% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 262.54% | 262.54% | 262.97% | 71.61% | 4.78% |
| Q4 2023 | 263.48% | 263.48% | 263.85% | 86.00% | 3.61% |
| Q1 2024 | 260.57% | 260.57% | 260.98% | 86.02% | 3.40% |
| Q2 2024 | 268.47% | 268.47% | 268.89% | 87.74% | 7.69% |
| Q3 2024 | 275.18% | 275.18% | 275.53% | 86.02% | 6.99% |
| Q4 2024 | 269.64% | 269.64% | 269.88% | 83.37% | 6.57% |
| Q1 2025 | 265.86% | 265.86% | 266.14% | 86.50% | 5.04% |
| Q2 2025 | 281.66% | 281.66% | 281.95% | 87.44% | 9.31% |
| Q3 2025 | 287.04% | 287.04% | 287.33% | 89.31% | 16.29% |
| Q4 2025 | 291.46% | 291.46% | 291.60% | 84.22% | 1.43% |
| Q1 2026 | 273.94% | 273.94% | 274.08% | 86.88% | 0.16% |
| Q2 2026 | 274.44% | 274.44% | 274.58% | 86.89% | 3.33% |
Wilmington Trust, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Wilmington Trust, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wilmington Trust, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34069) · FFIEC NIC profile (RSSD 2265456)