Wilmington Trust, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Yield on securities rose 0.37 percentage points in Q2 2026 to 4.00%, the biggest move on this page. Within Delaware, Wilmington Trust, N.A. is 4th of 17 on net interest margin, 5.63% as of Q2 2026, above the middle of the field. Wilmington Trust, N.A. reported 5.63% on net interest margin for Q2 2026, 1.68 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.68% |
| Yield on loans | 5.61% |
| Yield on securities | 4.00% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.32% |
| Cost of interest-bearing deposits | 0.32% |
| Cost of interest-bearing liabilities | 0.32% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 5.63% |
| Yield to cost spread | 5.36% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $344K |
| Total interest expense | $4K |
| Interest expense on deposits | $4K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.46% | 0.27% | 6.42% | 6.58% | 6.24% |
| Q4 2023 | 6.60% | 0.98% | 6.48% | 6.79% | 6.11% |
| Q1 2024 | 7.06% | 0.27% | 7.03% | 7.45% | 6.04% |
| Q2 2024 | 6.45% | 0.27% | 6.42% | 6.66% | 5.84% |
| Q3 2024 | 6.37% | 0.27% | 6.34% | 6.52% | 6.04% |
| Q4 2024 | 6.19% | 0.34% | 6.15% | 6.31% | 5.48% |
| Q1 2025 | 5.92% | 0.28% | 5.88% | 5.95% | 4.00% |
| Q2 2025 | 5.91% | 0.29% | 5.87% | 5.97% | 4.00% |
| Q3 2025 | 6.07% | 0.23% | 6.04% | 6.09% | 3.64% |
| Q4 2025 | 5.83% | 0.31% | 5.79% | 5.83% | 4.00% |
| Q1 2026 | 5.66% | 0.24% | 5.62% | 5.60% | 3.63% |
| Q2 2026 | 5.68% | 0.32% | 5.63% | 5.61% | 4.00% |
Wilmington Trust, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Wilmington Trust, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wilmington Trust, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34069) · FFIEC NIC profile (RSSD 2265456)