Wilmington Trust, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Equity capital to total assets, which fell 0.39 percentage points to 88.23%. Wilmington Trust, N.A. has the highest CET1 ratio of the 14 banks headquartered in Delaware, 274.44% as of Q2 2026. Against a median of 15.07% for banks in the $100M-1B asset tier, Wilmington Trust, N.A. reported 274.44% on CET1 ratio in Q2 2026, 259.37 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 274.44% |
| Tier 1 risk-based capital ratio | 274.44% |
| Total risk-based capital ratio | 274.58% |
| Tier 1 leverage ratio | 86.89% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $681.2M |
| Tier 1 capital | $681.2M |
| Total risk-based capital | $681.6M |
| Total equity capital | $681.2M |
| Risk-weighted assets | $248.2M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 88.23% |
| Tangible equity to tangible assets | 88.23% |
| Equity capital to average assets | 86.89% |
| Internal capital growth rate | 3.88% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.0M |
| Common stock surplus | $364.4M |
| Retained earnings | $315.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$3K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 262.54% | 262.54% | 262.97% | 71.61% | $219.2M |
| Q4 2023 | 263.48% | 263.48% | 263.85% | 86.00% | $221.2M |
| Q1 2024 | 260.57% | 260.57% | 260.98% | 86.02% | $227.0M |
| Q2 2024 | 268.47% | 268.47% | 268.89% | 87.74% | $226.0M |
| Q3 2024 | 275.18% | 275.18% | 275.53% | 86.02% | $225.5M |
| Q4 2024 | 269.64% | 269.64% | 269.88% | 83.37% | $223.8M |
| Q1 2025 | 265.86% | 265.86% | 266.14% | 86.50% | $231.5M |
| Q2 2025 | 281.66% | 281.66% | 281.95% | 87.44% | $225.0M |
| Q3 2025 | 287.04% | 287.04% | 287.33% | 89.31% | $231.7M |
| Q4 2025 | 291.46% | 291.46% | 291.60% | 84.22% | $229.7M |
| Q1 2026 | 273.94% | 273.94% | 274.08% | 86.88% | $245.7M |
| Q2 2026 | 274.44% | 274.44% | 274.58% | 86.89% | $248.2M |
Wilmington Trust, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Wilmington Trust, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wilmington Trust, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34069) · FFIEC NIC profile (RSSD 2265456)