Wilmington Trust, N.A.: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Loan-to-deposit ratio dropped 26.51 percentage points in Q2 2026, from 507.91% to 481.40%. It was the largest change from Q1 2026 among the key lines here. Wilmington Trust, N.A. has the highest loan-to-deposit ratio of the 17 banks headquartered in Delaware, 481.40% as of Q2 2026. Wilmington Trust, N.A.'s loan-to-deposit ratio of 481.40% is well above the 80.84% median for banks in the $100M-1B asset tier, a gap of 400.56 points (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $23.8M |
| Net loans and leases | $23.4M |
| Loans held for sale | $0 |
| Loans to total assets | 3.08% |
| Loan-to-deposit ratio | 481.40% |
| Net loans to equity capital | 0.03% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 0.00% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 0.00% |
| Consumer | 0.00% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 0.00% |
| Construction concentration (Tier 1 capital + allowance) | 0.00% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 5.61% |
| Interest income on loans | $344K |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $48.2M | $8.7M | 0.00% | 0.00% | 0.00% |
| Q4 2023 | $45.9M | $6.0M | 0.00% | 0.00% | 0.00% |
| Q1 2024 | $42.9M | $5.9M | 0.00% | 0.00% | 0.00% |
| Q2 2024 | $39.7M | $5.9M | 0.00% | 0.00% | 0.00% |
| Q3 2024 | $36.3M | $5.8M | 0.00% | 0.00% | 0.00% |
| Q4 2024 | $33.9M | $5.8M | 0.00% | 0.00% | 0.00% |
| Q1 2025 | $32.2M | $5.7M | 0.00% | 0.00% | 0.00% |
| Q2 2025 | $30.2M | $5.4M | 0.00% | 0.00% | 0.00% |
| Q3 2025 | $28.4M | $5.2M | 0.00% | 0.00% | 0.00% |
| Q4 2025 | $26.9M | $5.1M | 0.00% | 0.00% | 0.00% |
| Q1 2026 | $25.4M | $5.0M | 0.00% | 0.00% | 0.00% |
| Q2 2026 | $23.8M | $4.9M | 0.00% | 0.00% | 0.00% |
Wilmington Trust, N.A. loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Wilmington Trust, N.A., freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wilmington Trust, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34069) · FFIEC NIC profile (RSSD 2265456)