Wilmington Trust, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Wilmington Trust, N.A. of Wilmington, DE against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.33% | 1.34% | +1.99% | 98th top |
| ROAE | 3.86% | 13.32% | -9.46% | 11th bottom |
| Net Interest Margin | 5.63% | 3.93% | +1.70% | 98th top |
| Efficiency Ratio | 91.69% | 61.12% | +30.57% | 5th bottom |
| PPNR / Avg Assets | 4.84% | 1.68% | +3.16% | 99th top |
| Yield on Earning Assets | 5.68% | 5.67% | +0.01% | 54th above |
| Cost of Funds | 0.32% | 1.88% | -1.56% | 99th top |
| Net Interest Spread | 5.36% | 3.32% | +2.04% | 98th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 6.86% | 0.94% | +5.92% | 1st bottom |
| NPA / Total Assets | 0.21% | 0.70% | -0.49% | 59th above |
| NCO / Avg Loans | -0.10% | 0.16% | -0.26% | 97th top |
| ACL / Total Loans | 1.50% | 1.28% | +0.22% | 78th top |
| ACL / NPLs (Coverage) | 21.89% | 1539.91% | -1518.02% | 1st bottom |
| Texas Ratio | 0.24% | 7.34% | -7.10% | 85th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 274.44% | 19.17% | +255.27% | 100th top |
| Tier 1 Ratio | 274.44% | 19.21% | +255.23% | 100th top |
| Total Capital Ratio | 274.58% | 20.29% | +254.29% | 100th top |
| Leverage Ratio | 86.89% | 12.08% | +74.81% | 100th top |
| Equity / Assets | 88.23% | 11.32% | +76.91% | 100th top |
| TCE / Tangible Assets | 88.23% | 11.04% | +77.19% | 100th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 481.40% | 80.34% | +401.06% | 0th bottom |
| Core Deposit Ratio | 100.00% | 86.85% | +13.15% | 100th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.11% | 6.85% | -1.74% | 56th above |
| Loan Growth (Y/Y) | -21.21% | 7.92% | -29.13% | 0th bottom |
| Deposit Growth (Y/Y) | -8.20% | 6.30% | -14.50% | 3rd bottom |
See Wilmington Trust, N.A.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Wilmington Trust, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Wilmington Trust, N.A. profile, how to read a UBPR, or how this data updates.