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WNB Financial, N.A. Locations & Branches Winona, Minnesota
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WNB Financial, N.A. operates 7 branches from its headquarters in Winona, MN, .
WNB Financial, N.A. branch network
Its 7 branches span 2 states and 5 cities. The most are in MINNESOTA (5) and WISCONSIN (2). MINNESOTA holds 93.6% of its branch deposits. Winona, MN has the most of its branches, 3. Its largest office by deposits is the Wnb Financial, N.A. office in Winona, MN, with $209.5M (40.9% of its branch deposits). It had the same number of branches on June 30, 2025.
WNB Financial, N.A. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.31% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $583.7M
- Tier 1 leverage ratio, Q2 2026
- 10.31%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1874
Full financial profile · Is WNB Financial, N.A. safe? · WNB Financial, N.A. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Winona, MN (3 branches) | 2 of 6 | 26.8% | $318.3M |
| State: MN (5 branches) | 61 of 277 | 0.2% | $480.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Minnesota.
Share by county and metro area
WNB Financial, N.A.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Winona, MN (3 branches) | 2 of 9 | 21.1% | $318.3M | $1.51B |
| Wabasha, MN (2 branches) | 3 of 7 | 18.3% | $161.8M | $885.8M |
| La Crosse, WI (1 branch) | 16 of 17 | 0.6% | $20.4M | $3.69B |
| Eau Claire, WI (1 branch) | 16 of 16 | 0.5% | $12.4M | $2.41B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Winona, MN (3 branches) | 2 of 9 | 21.1% | $318.3M | $1.51B |
| Rochester, MN (2 branches) | 15 of 34 | 2.1% | $161.8M | $7.58B |
| La Crosse-Onalaska, WI-MN (1 branch) | 18 of 20 | 0.5% | $20.4M | $4.25B |
| Eau Claire, WI (1 branch) | 20 of 22 | 0.3% | $12.4M | $3.73B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Wnb Financial, N.A. | Winona, MN | 55987 | $209.5M |
| Wabasha Branch | Wabasha, MN | 55981 | $161.8M |
| West Office | Winona, MN | 55987 | $76.6M |
| East Office | Winona, MN | 55987 | $32.2M |
| Holmen Branch | Holmen, WI | 54636 | $20.4M |
| Altoona Branch | Altoona, WI | 54720 | $12.4M |
| Detached Facility | Kellogg, MN | 55945 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5280) · FFIEC NIC profile (RSSD 220059)