Woodtrust Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Woodtrust Bank of Wisconsin Rapids, WI against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.19% | 1.34% | +1.85% | 98th top |
| ROAE | 31.65% | 13.31% | +18.34% | 98th top |
| Net Interest Margin | 3.92% | 3.93% | -0.01% | 49th below |
| Efficiency Ratio | 38.71% | 61.15% | -22.44% | 96th top |
| PPNR / Avg Assets | 4.13% | 1.68% | +2.45% | 99th top |
| Yield on Earning Assets | 4.78% | 5.67% | -0.89% | 16th bottom |
| Cost of Funds | 0.95% | 1.88% | -0.93% | 92nd top |
| Net Interest Spread | 3.72% | 3.32% | +0.40% | 71st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.33% | 0.94% | +0.39% | 21st bottom |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.69% | 0.70% | -0.01% | 30th below |
| NCO / Avg Loans | 2.16% | 0.16% | +2.00% | 1st bottom |
| ACL / Total Loans | 1.73% | 1.28% | +0.45% | 88th top |
| ACL / NPLs (Coverage) | 130.02% | 1547.22% | -1417.20% | 36th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.73% | 7.34% | -0.61% | 32nd below |
| Provision / NCO | 76.19% | 1396.29% | -1320.10% | 34th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.94% | 12.14% | -1.20% | 49th below |
| Equity / Assets | 9.35% | 11.37% | -2.02% | 33rd below |
| TCE / Tangible Assets | 9.35% | 11.08% | -1.73% | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 63.47% | 80.67% | -17.20% | 79th top |
| Core Deposit Ratio | 99.53% | 86.84% | +12.69% | 99th top |
| Wholesale Funding Ratio | 8.61% | 5.03% | +3.58% | 19th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 12.76% | 6.84% | +5.92% | 89th top |
| Loan Growth (Y/Y) | 0.25% | 7.92% | -7.67% | 23rd bottom |
| Deposit Growth (Y/Y) | 10.66% | 6.29% | +4.37% | 85th top |
See Woodtrust Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Woodtrust Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Woodtrust Bank profile, how to read a UBPR, or how this data updates.