Wrentham Co-Operative Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Wrentham Co-Operative Bank of Wrentham, MA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.09% | 1.35% | -1.26% | 5th bottom |
| ROAE | 1.04% | 12.06% | -11.02% | 6th bottom |
| Net Interest Margin | 2.12% | 3.90% | -1.78% | 1st bottom |
| Efficiency Ratio | 95.64% | 63.14% | +32.50% | 4th bottom |
| PPNR / Avg Assets | 0.09% | 1.64% | -1.55% | 3rd bottom |
| Yield on Earning Assets | 4.09% | 5.65% | -1.56% | 3rd bottom |
| Cost of Funds | 2.08% | 1.85% | +0.23% | 33rd below |
| Net Interest Spread | 1.76% | 3.35% | -1.59% | 3rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.13% | 0.92% | -0.79% | 70th above |
| NPA / Total Assets | 0.08% | 0.67% | -0.59% | 73rd above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.35% | 1.28% | -0.93% | 1st bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 273.51% | 1645.72% | -1372.21% | 57th above |
| Texas Ratio | 0.91% | 7.15% | -6.24% | 74th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 20.38% | 20.83% | -0.45% | 78th top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 20.38% | 20.86% | -0.48% | 78th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 20.92% | 21.94% | -1.02% | 76th top |
| Leverage Ratio | 8.34% | 12.47% | -4.13% | 5th bottom |
| Equity / Assets | 8.41% | 11.67% | -3.26% | 18th bottom |
| TCE / Tangible Assets | 8.41% | 11.40% | -2.99% | 21st bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 67.38% | 78.65% | -11.27% | 74th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.28% | 87.09% | +0.19% | 40th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.42% | 6.47% | -1.05% | 58th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.46% | 7.64% | -2.18% | 51st above |
| Deposit Growth (Y/Y) | 6.09% | 6.02% | +0.07% | 65th above |
See Wrentham Co-Operative Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Wrentham Co-Operative Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Wrentham Co-Operative Bank profile, how to read a UBPR, or how this data updates.