Tag
#bank capital
Articles tagged with "bank capital"
UBPR & Ratios
Why TCE and Regulatory Capital Disagree: Lessons From 2023
This post is about why tangible common equity can disagree with regulatory capital.
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Rates & Macro
Unrealized Losses on Bank Securities (AFS & HTM)
At year-end 2025, U.S. banks were still carrying about $306 billion of unrealized losses on investment securities ($99 billion available-for-sale, $207 billion held-to-maturity), well …
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Capital & Safety
Bank Stress Testing Explained: DFAST, CCAR, Scenarios
In the Fed's 2023 stress test, the severely adverse scenario assumed unemployment climbing to 10%, commercial real estate prices dropping 40%, and a broad …
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