#Federal Reserve
Articles tagged with "Federal Reserve"
The FR Y-15: How Systemic Risk Gets Measured and Priced
The FR Y-15 is the report that turns systemic importance into a number and then into required capital. Its schedules measure size, interconnectedness, substitutability, …
Bank Holding Company Analysis for Community Banks
Most community bank CFOs can quote their Call Report capital ratios from memory. Fewer can say, without checking, whether those ratios match what the …
Bank Charter Types: National vs. State, and Why It Matters
Of the roughly 3,800 FDIC-insured commercial banks operating today, about 665 hold national charters. The other 3,100-plus are state-chartered, either members of the Federal …
Bank Holding Companies Explained: Structure and Regulation
Holding companies with $3 billion or more in assets file the FR Y-9C with the Federal Reserve, roughly 350 to 400 of them. Smaller …
Bank Stress Testing Explained: DFAST, CCAR, Scenarios
In the Fed's 2023 stress test, the severely adverse scenario assumed unemployment climbing to 10%, commercial real estate prices dropping 40%, and a broad …
FR Y-9C vs. Call Report: Reading Holding Company Financials
Pull up JPMorgan Chase Bank, N.A. on the FFIEC call report and you see a $4.0 trillion institution. Pull up JPMorgan Chase & Co. …