Call report code · Schedule RC-C, Part I
RCFDC391: Outstanding Credit Card Fees & Finance Charges
RCFDC391 is the call report code for outstanding credit card fees & finance charges, reported on Schedule RC-C, Part I, Loans and Leases. For Q2 2026, 21 banks reported it, totaling $32.20B; the median among the 20 with a nonzero amount was $228.0M. The largest value reported for Q2 2026 was $7.50B, by Citibank, N.A.
Where RCFDC391 sits on the call report
| Code | RCFDC391 (prefix RCFD, item C391) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-C, Part I, Loans and Leases |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2003 |
The same item under other prefixes
Item C391 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONC391 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 25 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDC391 |
|---|---|---|
| Citibank, N.A. | Sioux Falls, SD | $7.50B |
| Capital One, N.A. | McLean, VA | $6.87B |
| Synchrony Bank | Draper, UT | $6.05B |
| American Express National Bank | Sandy, UT | $3.68B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $2.95B |
| Bank of America, N.A. | Charlotte, NC | $2.15B |
| U.S. Bank N.A. | Cincinnati, OH | $995.9M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $888.0M |
| PNC Bank, N.A. | Wilmington, DE | $370.0M |
| Goldman Sachs Bank USA | New York, NY | $280.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 21 | $32.20B |
| March 31, 2026 | 22 | $31.52B |
| December 31, 2025 | 22 | $31.77B |
| September 30, 2025 | 22 | $30.96B |
| June 30, 2025 | 22 | $30.08B |
| March 31, 2025 | 23 | $29.54B |
| December 31, 2024 | 23 | $30.24B |
| September 30, 2024 | 23 | $29.71B |
Related
All codes on Schedule RC-C, Part I · All call report schedules · Find the code for a loan type · What a call report is