Call report code · Schedule RC-C, Part I
RCONC391: Outstanding Credit Card Fees & Finance Charges
RCONC391 is the call report code for outstanding credit card fees & finance charges, reported on Schedule RC-C, Part I, Loans and Leases. For Q2 2026, 25 banks reported it, totaling $2.65B; the median among the 11 with a nonzero amount was $99.7M. The largest value reported for Q2 2026 was $850.7M, by Comenity Bank.
Where RCONC391 sits on the call report
| Code | RCONC391 (prefix RCON, item C391) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-C, Part I, Loans and Leases |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2003 |
The same item under other prefixes
Item C391 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDC391 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 21 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONC391 |
|---|---|---|
| Comenity Bank | Wilmington, DE | $850.7M |
| Comenity Capital Bank | Draper, UT | $807.3M |
| Barclays Bank Delaware | Wilmington, DE | $473.0M |
| Merrick Bank | South Jordan, UT | $200.0M |
| TD Bank USA, N.A. | Wilmington, DE | $178.0M |
| First National Bank of Omaha | Omaha, NE | $99.7M |
| Credit One Bank, N.A. | Las Vegas, NV | $19.0M |
| Coastal Community Bank | Everett, WA | $15.9M |
| Commerce Bank | Kansas City, MO | $4.8M |
| TCM Bank, N.A. | Tampa, FL | $2.6M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 25 | $2.65B |
| March 31, 2026 | 24 | $2.61B |
| December 31, 2025 | 25 | $2.60B |
| September 30, 2025 | 22 | $2.40B |
| June 30, 2025 | 23 | $2.20B |
| March 31, 2025 | 23 | $1.99B |
| December 31, 2024 | 24 | $2.10B |
| September 30, 2024 | 23 | $2.09B |
Related
All codes on Schedule RC-C, Part I · All call report schedules · Find the code for a loan type · What a call report is