RCFDF059: FHLB Advances: Structured Advances
RCFDF059 is the call report code for fhlb advances: structured advances, reported on Schedule RC-M, Memoranda. For Q2 2026, 80 banks reported it, totaling $22.62B; the median among the 5 with a nonzero amount was $250.0M. The largest value reported for Q2 2026 was $21.00B, by Citibank, N.A.
Definition
Report the amount of structured Federal Home Loan Bank advances outstanding. Structured advances are advances containing options. Structured advances include (1) callable advances, i.e., fixed rate advances that the Federal Home Loan Bank has the option to call after a specified amount of time, (2) convertible advances, i.e., fixed rate advances that the Federal Home Loan Bank has the option to convert to floating rate after a specified amount of time, and (3) puttable advances, i.e., fixed rate advances that the bank has the option to prepay without penalty on a specified date or dates. Any other advances that have caps, floors, or other embedded derivatives should also be reported as structured advances.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDF059 sits on the call report
| Code | RCFDF059 (prefix RCFD, item F059) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-M, Memoranda |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2006 |
The same item under other prefixes
Item F059 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONF059 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,217 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDF059 |
|---|---|---|
| Citibank, N.A. | Sioux Falls, SD | $21.00B |
| Old National Bank | Evansville, IN | $1.20B |
| Flagstar Bank, N.A. | Hicksville, NY | $250.0M |
| Bradesco Bank | Coral Gables, FL | $100.0M |
| Banesco USA | Miami, FL | $75.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $22.62B |
| March 31, 2026 | 80 | $2.45B |
| December 31, 2025 | 80 | $3.15B |
| September 30, 2025 | 80 | $2.65B |
| June 30, 2025 | 80 | $3.73B |
| March 31, 2025 | 82 | $2.92B |
| December 31, 2024 | 82 | $2.88B |
| September 30, 2024 | 82 | $2.92B |
Related
All codes on Schedule RC-M · All call report schedules · Find the code for a loan type · What a call report is