Call report code · Schedule RC-R, Part II
RCONS452: Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 20 Pct Risk Weight Category
RCONS452 is the call report code for loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual - 20 pct risk weight category, reported on Schedule RC-R, Part II, Risk-Weighted Assets. For Q2 2026, 2,407 banks reported it, totaling $1.16B; the median among the 114 with a nonzero amount was $1.7M. The largest value reported for Q2 2026 was $399.2M, by Live Oak Banking Company.
Where RCONS452 sits on the call report
| Code | RCONS452 (prefix RCON, item S452) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-R, Part II, Risk-Weighted Assets |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2015 |
The same item under other prefixes
Item S452 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDS452 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 77 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONS452 |
|---|---|---|
| Live Oak Banking Company | Wilmington, NC | $399.2M |
| Southeast Bank | Farragut, TN | $80.3M |
| Newtek Bank, N.A. | Miami, FL | $79.8M |
| First Bank of the Lake | Osage Beach, MO | $55.1M |
| SouthState Bank, N.A. | Winter Haven, FL | $51.6M |
| Enterprise Bank & Trust | Clayton, MO | $40.0M |
| Columbia Bank | Lake Oswego, OR | $35.4M |
| BankUnited, N.A. | Miami Lakes, FL | $31.6M |
| Bank of Hope | Los Angeles, CA | $30.4M |
| Happen Bank, N.A. | Lehi, UT | $28.3M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 2,407 | $1.16B |
| March 31, 2026 | 761 | $751.9M |
| December 31, 2025 | 2,595 | $1.25B |
| September 30, 2025 | 810 | $873.1M |
| June 30, 2025 | 2,683 | $1.08B |
| March 31, 2025 | 830 | $732.3M |
| December 31, 2024 | 2,763 | $849.8M |
| September 30, 2024 | 855 | $535.2M |
Related
All codes on Schedule RC-R, Part II · All call report schedules · Find the code for a loan type · What a call report is