Call report code · Schedule RC-T
RIADA488: Net Settlements, Surcharges and Losses
RIADA488 is the call report code for net settlements, surcharges and losses, reported on Schedule RC-T, Fiduciary and Related Services. For Q2 2026 (year to date), 11 banks reported it, totaling $5.7M; the median among the 5 with a nonzero amount was $33K. The largest value reported for Q2 2026 (year to date) was $5.5M, by Vanguard National Trust Company, N.A.
Definition
'Gross Settlements, Surcharges And Other Losses (A486)' less 'Recoveries To Reported Losses (A487)'.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIADA488 sits on the call report
| Code | RIADA488 (prefix RIAD, item A488) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RC-T, Fiduciary and Related Services |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 2001 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIADA488 |
|---|---|---|
| Vanguard National Trust Company, N.A. | Malvern, PA | $5.5M |
| Principal Bank | Des Moines, IA | $186K |
| Greenleaf Trust N.A. | Kalamazoo, MI | $33K |
| Columbia Bank | Lake Oswego, OR | $3K |
| First Financial Bank, N.A. | Terre Haute, IN | $2K |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 11 | $5.7M |
| March 31, 2026 | 10 | $158K |
| December 31, 2025 | 481 | $356.7M |
| September 30, 2025 | 11 | $2.0M |
| June 30, 2025 | 9 | $1.7M |
| March 31, 2025 | 11 | $1.2M |
| December 31, 2024 | 478 | $326.2M |
| September 30, 2024 | 8 | $723K |
Related
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