Arise Community Credit Union Minneapolis, Minnesota
Arise Community Credit Union is a state-chartered credit union headquartered in Minneapolis, MN, established in 2024 (NCUA charter 68740), and it is regulated and insured by the NCUA. At Q2 2026 it reported 102 members and total assets of $908K (down 25.0% from Q2 2025), the 79th largest of 79 credit unions headquartered in Minnesota. Its net worth ratio was 80.36% at Q2 2026, in the well capitalized band.
Also written as Arise Community CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 68740
- Headquarters
- Minneapolis, MN
- Established
- 2024
- Total assets, Q2 2026
- $908K
- Assets vs Q2 2025
- -25.0%
- Members, Q2 2026
- 102
- Net worth ratio, Q2 2026
- 80.36%
- Latest call report
- Q2 2026, NCUA 5300 · Arise Community Credit Union call report
- Asset rank in state
- 79th of 79 in Minnesota
- Routing number
- 091081847
- Branches
- 1
It has 73 more members than on June 30, 2025 (+251.7%). Its net worth ratio was down 18.33 percentage points from 98.69% on June 30, 2025. Used vehicle loans are its largest loan category, $16K of $16K in total loans on its June 30, 2026 filing.
Credit unions similar in size in Minnesota
Frequently asked about Arise Community Credit Union
How big is Arise Community Credit Union?
At Q2 2026 it reported total assets of $908K and 102 members.
Where is Arise Community Credit Union headquartered?
It is headquartered in Minneapolis, MN, United States.
When was Arise Community Credit Union founded?
It was established in 2024, per NCUA records.
Is Arise Community Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 68740): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Arise Community Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Arise Community Credit Union well capitalized?
Its net worth ratio was 80.36% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Arise Community Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 9.21% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Minneapolis, MN 55405
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 2024
- NCUA Charter #
- 68740
- RSSD ID
- 5927362
- Members
- 102
- Potential members
- 1,440,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 5 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 80.36% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | -61.79% | 0.72% | under 10th bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | -76.90% | 4.74% | under 10th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 2.77% | 3.93% | 11th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | NM | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.30% | 0.78% | 80th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.07% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 9.21% | 58.92% | under 10th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$908K total assets against $1.2M; $174K total shares and deposits against $49; $16K total loans against $5.
$730K net worth against $1.2M.
80.36% net worth ratio against 98.69%.
9.21% loan-to-share ratio against 10.20%.
-61.79% return on assets against 48.74%; -76.90% return on equity against 49.39%.
2.77% net interest margin.
102 members against 29.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 80.36% | -61.79% | — | 9.21% |
| March 31, 2026 | 85.51% | -54.33% | — | 0.28% |
| December 31, 2025 | 96.72% | -36.80% | — | — |
| September 30, 2025 | 96.99% | -31.95% | — | 0.47% |
| June 30, 2025 | 98.69% | 48.74% | — | 10.20% |
| March 31, 2025 | 98.33% | -14.04% | — | — |
Scroll sideways to see every column.
Watch flags
The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.