Associated Credit Union Norcross, Georgia
Associated Credit Union is a state-chartered credit union headquartered in Norcross, GA, established in 1930 (NCUA charter 60484), and it is regulated and insured by the NCUA. At Q2 2026 it reported 172,237 members and total assets of $2.55B (up 11.1% from Q2 2025), the 4th largest of 71 credit unions headquartered in Georgia. Its net worth ratio was 13.03% at Q2 2026, in the well capitalized band.
Also written as Associated CU · Trade name filed with the NCUA: Coca-Cola Credit Union, a division of Associated Credit Union
BankRegReports is independent of Associated Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 60484
- Headquarters
- Norcross, GA
- Established
- 1930
- Total assets, Q2 2026
- $2.55B
- Assets vs Q2 2025
- +11.1%
- Members, Q2 2026
- 172,237
- Net worth ratio, Q2 2026
- 13.03%
- Latest call report
- Q2 2026, NCUA 5300 · Associated Credit Union call report
- Asset rank in state
- 4th of 71 in Georgia
- Routing number
- 261171338
- Branches
- 19
It has 16,004 more members than on June 30, 2025 (+10.2%). Its net worth ratio was up 0.64 percentage points from 12.39% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $781.8M of $1.85B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.30% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 13.03% net worth ratio is above that band's 10.89% median.
Credit unions merged into Associated Credit Union
Frequently asked about Associated Credit Union
How big is Associated Credit Union?
At Q2 2026 it reported total assets of $2.55B and 172,237 members.
Where is Associated Credit Union headquartered?
It is headquartered in Norcross, GA, United States.
When was Associated Credit Union founded?
It was established in 1930, per NCUA records.
Is Associated Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 60484): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Associated Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Associated Credit Union well capitalized?
Its net worth ratio was 13.03% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Associated Credit Union's delinquency ratio?
Its delinquency ratio was 0.30% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Associated Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 84.87% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Norcross, GA 30092
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1930
- NCUA Charter #
- 60484
- RSSD ID
- 546692
- Members
- 172,237
- Potential members
- 650,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 13.03% | 10.89% | 78th top |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.78% | 0.89% | 41st below |
| Return on equity Middle half of peers: 5.37% to 10.92% | 5.96% | 8.07% | 31st below |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.69% | 3.45% | 67th above |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 75.01% | 70.59% | 33rd below |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.30% | 1.68% | 79th top |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.30% | 0.68% | over 90th top |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 4.99% | 5.12% | 42nd position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 84.87% | 88.03% | 42nd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.55B total assets against $2.29B; $2.18B total shares and deposits against $1.98B; $1.85B total loans against $1.71B.
$331.9M net worth against $284.2M.
13.03% net worth ratio against 12.39%.
84.87% loan-to-share ratio against 86.36%.
0.30% delinquency ratio against 0.36%.
0.78% return on assets against 0.81%; 5.96% return on equity against 6.51%.
3.69% net interest margin against 3.39%.
172,237 members against 156,233.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 13.03% | 0.78% | 0.30% | 84.87% |
| March 31, 2026 | 12.78% | 0.65% | 0.30% | 84.73% |
| December 31, 2025 | 12.77% | 1.09% | 0.34% | 87.08% |
| September 30, 2025 | 12.95% | 0.76% | 0.40% | 89.37% |
| June 30, 2025 | 12.39% | 0.81% | 0.36% | 86.36% |
| March 31, 2025 | 12.12% | 0.41% | 0.34% | 83.83% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.