Center Parc Credit Union Atlanta, Georgia
Center Parc Credit Union is a state-chartered credit union headquartered in Atlanta, GA, established in 1925 (NCUA charter 67389), and it is regulated and insured by the NCUA. At Q2 2026 it reported 127,515 members and total assets of $2.42B (down 1.9% from Q2 2025), the 6th largest of 71 credit unions headquartered in Georgia. Its net worth ratio was 13.83% at Q2 2026, in the well capitalized band.
Also written as Center Parc CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67389
- Headquarters
- Atlanta, GA
- Established
- 1925
- Total assets, Q2 2026
- $2.42B
- Assets vs Q2 2025
- -1.9%
- Members, Q2 2026
- 127,515
- Net worth ratio, Q2 2026
- 13.83%
- Latest call report
- Q2 2026, NCUA 5300 · Center Parc Credit Union call report
- Asset rank in state
- 6th of 71 in Georgia
- Routing number
- 261171163
- Branches
- 10
It has 14,678 more members than on June 30, 2025 (+13.0%). Its net worth ratio was up 0.48 percentage points from 13.35% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $687.4M of $1.90B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.03% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 13.83% net worth ratio is above that band's 10.89% median.
Credit unions merged into Center Parc Credit Union
Macon Water Works Credit Union (2016) · Members Alliance Federal Credit Union (2014) · Floyd County Postal Employees Credit Union (2014) · Asheville Postal Credit Union (2013)
Frequently asked about Center Parc Credit Union
How big is Center Parc Credit Union?
At Q2 2026 it reported total assets of $2.42B and 127,515 members.
Where is Center Parc Credit Union headquartered?
It is headquartered in Atlanta, GA, United States.
When was Center Parc Credit Union founded?
It was established in 1925, per NCUA records.
Is Center Parc Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67389): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Center Parc Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Center Parc Credit Union well capitalized?
Its net worth ratio was 13.83% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Center Parc Credit Union's delinquency ratio?
Its delinquency ratio was 1.03% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Center Parc Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 91.65% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Atlanta, GA 30354
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1925
- NCUA Charter #
- 67389
- RSSD ID
- 1015793
- Members
- 127,515
- Potential members
- 6,061,050
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 13.83% | 10.89% | 84th top |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.39% | 0.89% | 15th bottom |
| Return on equity Middle half of peers: 5.37% to 10.92% | 2.79% | 8.07% | 11th bottom |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.15% | 3.45% | 31st below |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 73.98% | 70.59% | 37th below |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.87% | 1.68% | 35th below |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 1.03% | 0.68% | 26th below |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 5.02% | 5.12% | 44th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 91.65% | 88.03% | 63rd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.42B total assets against $2.47B; $2.08B total shares and deposits against $2.09B; $1.90B total loans against $1.82B.
$334.5M net worth against $329.5M.
13.83% net worth ratio against 13.35%.
91.65% loan-to-share ratio against 86.86%.
1.03% delinquency ratio against 0.77%.
0.39% return on assets against -0.50%; 2.79% return on equity against -3.72%.
3.15% net interest margin against 2.47%.
127,515 members against 112,837.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 13.83% | 0.39% | 1.03% | 91.65% |
| March 31, 2026 | 13.22% | 0.55% | 0.94% | 90.10% |
| December 31, 2025 | 13.03% | 0.45% | 1.02% | 89.47% |
| September 30, 2025 | 12.80% | -0.34% | 0.81% | 89.63% |
| June 30, 2025 | 13.35% | -0.50% | 0.77% | 86.86% |
| March 31, 2025 | 13.80% | 0.05% | 0.57% | 85.39% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.