LGE Community Credit Union Atlanta, Georgia
LGE Community Credit Union is a state-chartered credit union headquartered in Atlanta, GA, established in 1951 (NCUA charter 68581), and it is regulated and insured by the NCUA. At Q2 2026 it reported 128,026 members and total assets of $2.41B (up 3.4% from Q2 2025), the 7th largest of 71 credit unions headquartered in Georgia. Its net worth ratio was 11.99% at Q2 2026, in the well capitalized band.
Also written as LGE Community CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 68581
- Headquarters
- Atlanta, GA
- Established
- 1951
- Total assets, Q2 2026
- $2.41B
- Assets vs Q2 2025
- +3.4%
- Members, Q2 2026
- 128,026
- Net worth ratio, Q2 2026
- 11.99%
- Latest call report
- Q2 2026, NCUA 5300 · LGE Community Credit Union call report
- Asset rank in state
- 7th of 71 in Georgia
- Routing number
- 261171480
- Branches
- 19
It has 5,005 more members than on June 30, 2025 (+4.1%). Its net worth ratio was up 0.32 percentage points from 11.67% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $783.8M of $1.71B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.47% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 11.99% net worth ratio is above that band's 10.89% median.
Credit unions merged into LGE Community Credit Union
Mecu Credit Union (2018)
Frequently asked about LGE Community Credit Union
How big is LGE Community Credit Union?
At Q2 2026 it reported total assets of $2.41B and 128,026 members.
Where is LGE Community Credit Union headquartered?
It is headquartered in Atlanta, GA, United States.
When was LGE Community Credit Union founded?
It was established in 1951, per NCUA records.
Is LGE Community Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 68581): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates LGE Community Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is LGE Community Credit Union well capitalized?
Its net worth ratio was 11.99% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is LGE Community Credit Union's delinquency ratio?
Its delinquency ratio was 0.47% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is LGE Community Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 84.48% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Atlanta, GA 30339
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1951
- NCUA Charter #
- 68581
- RSSD ID
- 542582
- Members
- 128,026
- Potential members
- 3,098,046
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 11.99% | 10.89% | 66th above |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.53% | 0.89% | 22nd bottom |
| Return on equity Middle half of peers: 5.37% to 10.92% | 4.39% | 8.07% | 20th bottom |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.35% | 3.45% | 44th below |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 84.21% | 70.59% | under 10th bottom |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.49% | 1.68% | 65th above |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.47% | 0.68% | 73rd above |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 4.85% | 5.12% | 33rd position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 84.48% | 88.03% | 41st position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.41B total assets against $2.33B; $2.02B total shares and deposits against $1.99B; $1.71B total loans against $1.58B.
$286.8M net worth against $270.9M.
11.99% net worth ratio against 11.67%.
84.48% loan-to-share ratio against 79.38%.
0.47% delinquency ratio against 0.48%.
0.53% return on assets against 0.70%; 4.39% return on equity against 6.01%.
3.35% net interest margin against 3.35%.
128,026 members against 123,021.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.99% | 0.53% | 0.47% | 84.48% |
| March 31, 2026 | 12.08% | 0.64% | 0.45% | 83.36% |
| December 31, 2025 | 12.17% | 0.73% | 0.51% | 83.78% |
| September 30, 2025 | 12.32% | 0.92% | 0.44% | 82.54% |
| June 30, 2025 | 11.67% | 0.70% | 0.48% | 79.38% |
| March 31, 2025 | 11.57% | 0.31% | 0.24% | 76.76% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.