Brunswick County Teachers Federal Credit Union Lawrenceville, Virginia
Brunswick County Teachers Federal Credit Union is a federal credit union headquartered in Lawrenceville, VA, established in 1955 (NCUA charter 10636), and it is regulated and insured by the NCUA. At Q2 2026 it reported 272 members and total assets of $462K (down 4.7% from Q2 2025), the 92nd largest of 94 credit unions headquartered in Virginia. Its net worth ratio was 41.62% at Q2 2026, in the well capitalized band.
Also written as Brunswick County Teachers FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 10636
- Headquarters
- Lawrenceville, VA
- Established
- 1955
- Total assets, Q2 2026
- $462K
- Assets vs Q2 2025
- -4.7%
- Members, Q2 2026
- 272
- Net worth ratio, Q2 2026
- 41.62%
- Latest call report
- Q2 2026, NCUA 5300 · Brunswick County Teachers Federal Credit Union call report
- Asset rank in state
- 92nd of 94 in Virginia
- Routing number
- 251480903
- Branches
- 2
It has 8 fewer members than on June 30, 2025 (-2.9%). Its net worth ratio was up 2.16 percentage points from 39.46% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $217K of $337K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.70% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 41.62% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Virginia
Frequently asked about Brunswick County Teachers Federal Credit Union
How big is Brunswick County Teachers Federal Credit Union?
At Q2 2026 it reported total assets of $462K and 272 members.
Where is Brunswick County Teachers Federal Credit Union headquartered?
It is headquartered in Lawrenceville, VA, United States.
When was Brunswick County Teachers Federal Credit Union founded?
It was established in 1955, per NCUA records.
Is Brunswick County Teachers Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 10636): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Brunswick County Teachers Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Brunswick County Teachers Federal Credit Union well capitalized?
Its net worth ratio was 41.62% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Brunswick County Teachers Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.70% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Brunswick County Teachers Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 126.34% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Lawrenceville, VA 23868
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1955
- NCUA Charter #
- 10636
- RSSD ID
- 892184
- Members
- 272
- Potential members
- 750
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 4 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 41.62% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.68% | 0.72% | 48th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 1.63% | 4.74% | 29th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | not on file | 3.93% | not on file |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | not on file | 0.78% | not on file |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.70% | 0.86% | 58th above |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 9.87% | 4.70% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 126.34% | 58.92% | over 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$462K total assets against $485K; $267K total shares and deposits against $290K; $337K total loans against $304K.
$192K net worth against $191K.
41.62% net worth ratio against 39.46%.
126.34% loan-to-share ratio against 104.81%.
0.70% delinquency ratio against 6.41%.
0.68% return on assets against 0.47%; 1.63% return on equity against 1.19%.
272 members against 280.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 41.62% | 0.68% | 0.70% | 126.34% |
| March 31, 2026 | 40.82% | -1.12% | 0.85% | 107.12% |
| December 31, 2025 | 40.13% | 0.40% | 1.01% | 123.54% |
| September 30, 2025 | 40.48% | 0.89% | 1.49% | 109.75% |
| June 30, 2025 | 39.46% | 0.47% | 6.41% | 104.81% |
| March 31, 2025 | 38.03% | -0.86% | 4.72% | 94.45% |
Scroll sideways to see every column.
Watch flags
Loans outstanding exceed total member shares (deposits). The credit union is funding the gap with borrowings or non-member sources that are more rate-sensitive and less stable than core member deposits. Industry heuristic, not a supervisory threshold.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.