First Baptist Church of Vienna (Virginia) Federal Credit Union Vienna, Virginia
First Baptist Church of Vienna (Virginia) Federal Credit Union is a federal credit union headquartered in Vienna, VA, established in 1995 (NCUA charter 24535), and it is regulated and insured by the NCUA. At Q2 2026 it reported 192 members and total assets of $1.1M (down 2.6% from Q2 2025), the 91st largest of 94 credit unions headquartered in Virginia. Its net worth ratio was 14.36% at Q2 2026, in the well capitalized band.
Also written as First Baptist Church of Vienna (Virginia) FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 24535
- Headquarters
- Vienna, VA
- Established
- 1995
- Total assets, Q2 2026
- $1.1M
- Assets vs Q2 2025
- -2.6%
- Members, Q2 2026
- 192
- Net worth ratio, Q2 2026
- 14.36%
- Latest call report
- Q2 2026, NCUA 5300 · First Baptist Church of Vienna (Virginia) Federal Credit Union call report
- Asset rank in state
- 91st of 94 in Virginia
- Routing number
- 056080249
- Branches
- 2
It has 131 fewer members than on June 30, 2025 (-40.6%). Its net worth ratio was up 0.53 percentage points from 13.83% on June 30, 2025. Other secured non-real estate loans and lines of credit are its largest loan category, $71K of $71K in total loans on its June 30, 2026 filing.
Credit unions similar in size in Virginia
Frequently asked about First Baptist Church of Vienna (Virginia) Federal Credit Union
How big is First Baptist Church of Vienna (Virginia) Federal Credit Union?
At Q2 2026 it reported total assets of $1.1M and 192 members.
Where is First Baptist Church of Vienna (Virginia) Federal Credit Union headquartered?
It is headquartered in Vienna, VA, United States.
When was First Baptist Church of Vienna (Virginia) Federal Credit Union founded?
It was established in 1995, per NCUA records.
Is First Baptist Church of Vienna (Virginia) Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24535): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates First Baptist Church of Vienna (Virginia) Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is First Baptist Church of Vienna (Virginia) Federal Credit Union well capitalized?
Its net worth ratio was 14.36% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is First Baptist Church of Vienna (Virginia) Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 7.93% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Vienna, VA 22180
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1995
- NCUA Charter #
- 24535
- RSSD ID
- 2314297
- Members
- 192
- Potential members
- 500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 6 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 14.36% | 14.31% | 50th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.60% | 0.72% | 45th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 4.16% | 4.74% | 46th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 1.82% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 67.13% | 79.83% | 76th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.32% | 0.78% | 79th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 2.13% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 7.93% | 58.92% | under 10th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.1M total assets against $1.1M; $890K total shares and deposits against $923K; $71K total loans against $80K.
$151K net worth against $149K.
14.36% net worth ratio against 13.83%.
7.93% loan-to-share ratio against 8.63%.
0.60% return on assets against -0.03%; 4.16% return on equity against -0.25%.
1.82% net interest margin against 0.78%.
192 members against 323.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 14.36% | 0.60% | — | 7.93% |
| March 31, 2026 | 14.24% | 0.08% | — | 7.88% |
| December 31, 2025 | 14.08% | -0.18% | — | 8.88% |
| September 30, 2025 | 14.07% | 0.12% | — | 8.52% |
| June 30, 2025 | 13.83% | -0.03% | — | 8.63% |
| March 31, 2025 | 13.75% | 0.20% | — | 9.03% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.