Mount Pleasant Baptist Church Federal Credit Union Alexandria, Virginia
Mount Pleasant Baptist Church Federal Credit Union is a federal credit union headquartered in Alexandria, VA, established in 2000 (NCUA charter 24640), and it is regulated and insured by the NCUA. At Q2 2026 it reported 118 members and total assets of $370K (up 8.4% from Q2 2025), the 93rd largest of 94 credit unions headquartered in Virginia. Its net worth ratio was 17.43% at Q2 2026, in the well capitalized band.
Also written as Mount Pleasant Baptist Church FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 24640
- Headquarters
- Alexandria, VA
- Established
- 2000
- Total assets, Q2 2026
- $370K
- Assets vs Q2 2025
- +8.4%
- Members, Q2 2026
- 118
- Net worth ratio, Q2 2026
- 17.43%
- Latest call report
- Q2 2026, NCUA 5300 · Mount Pleasant Baptist Church Federal Credit Union call report
- Asset rank in state
- 93rd of 94 in Virginia
- Routing number
- 056080427
- Branches
- 1
It has 3 fewer members than on June 30, 2025 (-2.5%). Its net worth ratio was up 0.44 percentage points from 16.99% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $18K of $18K in total loans on its June 30, 2026 filing.
Credit unions similar in size in Virginia
Frequently asked about Mount Pleasant Baptist Church Federal Credit Union
How big is Mount Pleasant Baptist Church Federal Credit Union?
At Q2 2026 it reported total assets of $370K and 118 members.
Where is Mount Pleasant Baptist Church Federal Credit Union headquartered?
It is headquartered in Alexandria, VA, United States.
When was Mount Pleasant Baptist Church Federal Credit Union founded?
It was established in 2000, per NCUA records.
Is Mount Pleasant Baptist Church Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24640): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Mount Pleasant Baptist Church Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Mount Pleasant Baptist Church Federal Credit Union well capitalized?
Its net worth ratio was 17.43% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Mount Pleasant Baptist Church Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 5.77% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Alexandria, VA 22312
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 2000
- NCUA Charter #
- 24640
- RSSD ID
- 2964777
- Members
- 118
- Potential members
- 150
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 3 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 17.43% | 14.31% | 65th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 2.24% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 12.86% | 4.74% | over 90th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | not on file | 3.93% | not on file |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | not on file | 0.78% | not on file |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.03% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 5.77% | 58.92% | under 10th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$370K total assets against $341K; $305K total shares and deposits against $283K; $18K total loans against $31K.
$64K net worth against $58K.
17.43% net worth ratio against 16.99%.
5.77% loan-to-share ratio against 11.00%.
2.24% return on assets against 4.75%; 12.86% return on equity against 27.99%.
118 members against 121.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 17.43% | 2.24% | — | 5.77% |
| March 31, 2026 | 17.29% | 3.90% | — | 6.35% |
| December 31, 2025 | 17.22% | 0.42% | — | 7.84% |
| September 30, 2025 | 17.32% | 2.03% | — | 9.88% |
| June 30, 2025 | 16.99% | 4.75% | — | 11.00% |
| March 31, 2025 | 16.37% | 2.41% | — | 7.19% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.