Curis Financial Credit Union Columbia, South Carolina
Curis Financial Credit Union is a state-chartered credit union headquartered in Columbia, SC, established in 1964 (NCUA charter 61260), and it is regulated and insured by the NCUA. At Q2 2026 it reported 9,129 members and total assets of $84.3M (down 6.8% from Q2 2025), the 25th largest of 45 credit unions headquartered in South Carolina. Its net worth ratio was 23.49% at Q2 2026, in the well capitalized band.
Also written as Curis Financial CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 61260
- Headquarters
- Columbia, SC
- Established
- 1964
- Total assets, Q2 2026
- $84.3M
- Assets vs Q2 2025
- -6.8%
- Members, Q2 2026
- 9,129
- Net worth ratio, Q2 2026
- 23.49%
- Latest call report
- Q2 2026, NCUA 5300 · Curis Financial Credit Union call report
- Asset rank in state
- 25th of 45 in South Carolina
- Routing number
- 253978756
- Branches
- 5
It has 481 fewer members than on June 30, 2025 (-5.0%). Its net worth ratio was up 2.44 percentage points from 21.05% on June 30, 2025. Used vehicle loans are its largest loan category, $16.6M of $42.3M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.59% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 23.49% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in South Carolina
Frequently asked about Curis Financial Credit Union
How big is Curis Financial Credit Union?
At Q2 2026 it reported total assets of $84.3M and 9,129 members.
Where is Curis Financial Credit Union headquartered?
It is headquartered in Columbia, SC, United States.
When was Curis Financial Credit Union founded?
It was established in 1964, per NCUA records.
Is Curis Financial Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 61260): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Curis Financial Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Curis Financial Credit Union well capitalized?
Its net worth ratio was 23.49% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Curis Financial Credit Union's delinquency ratio?
Its delinquency ratio was 0.59% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Curis Financial Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 65.68% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Columbia, SC 29210
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1964
- NCUA Charter #
- 61260
- RSSD ID
- 408893
- Members
- 9,129
- Potential members
- 50,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 23.49% | 14.31% | 85th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.47% | 0.72% | 39th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 1.99% | 4.74% | 31st below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.38% | 3.93% | 69th above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 90.47% | 79.83% | 27th below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.52% | 0.78% | 66th above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.59% | 0.86% | 64th above |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.90% | 4.70% | 58th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 65.68% | 58.92% | 60th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$84.3M total assets against $90.4M; $64.4M total shares and deposits against $71.5M; $42.3M total loans against $44.6M.
$19.8M net worth against $19.0M.
23.49% net worth ratio against 21.05%.
65.68% loan-to-share ratio against 62.46%.
0.59% delinquency ratio against 0.53%.
0.47% return on assets against 0.43%; 1.99% return on equity against 2.06%.
4.38% net interest margin against 4.24%.
9,129 members against 9,610.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 23.49% | 0.47% | 0.59% | 65.68% |
| March 31, 2026 | 22.61% | 0.46% | 0.52% | 60.90% |
| December 31, 2025 | 22.47% | 0.81% | 0.38% | 59.84% |
| September 30, 2025 | 22.29% | 1.76% | 0.69% | 64.65% |
| June 30, 2025 | 21.05% | 0.43% | 0.53% | 62.46% |
| March 31, 2025 | 20.75% | 0.53% | 0.37% | 62.12% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.