Nucor Employees' Credit Union Florence, South Carolina
Nucor Employees' Credit Union is a state-chartered credit union headquartered in Florence, SC, established in 1962 (NCUA charter 61028), and it is regulated and insured by the NCUA. At Q2 2026 it reported 8,632 members and total assets of $68.2M (up 4.0% from Q2 2025), the 27th largest of 45 credit unions headquartered in South Carolina. Its net worth ratio was 19.74% at Q2 2026, in the well capitalized band.
Also written as Nucor Employees' CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 61028
- Headquarters
- Florence, SC
- Established
- 1962
- Total assets, Q2 2026
- $68.2M
- Assets vs Q2 2025
- +4.0%
- Members, Q2 2026
- 8,632
- Net worth ratio, Q2 2026
- 19.74%
- Latest call report
- Q2 2026, NCUA 5300 · Nucor Employees' Credit Union call report
- Asset rank in state
- 27th of 45 in South Carolina
- Routing number
- 253278980
- Branches
- 12
It has 182 more members than on June 30, 2025 (+2.2%). Its net worth ratio was up 0.94 percentage points from 18.80% on June 30, 2025. Used vehicle loans are its largest loan category, $21.8M of $39.6M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.61% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 19.74% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in South Carolina
Frequently asked about Nucor Employees' Credit Union
How big is Nucor Employees' Credit Union?
At Q2 2026 it reported total assets of $68.2M and 8,632 members.
Where is Nucor Employees' Credit Union headquartered?
It is headquartered in Florence, SC, United States.
When was Nucor Employees' Credit Union founded?
It was established in 1962, per NCUA records.
Is Nucor Employees' Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 61028): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Nucor Employees' Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Nucor Employees' Credit Union well capitalized?
Its net worth ratio was 19.74% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Nucor Employees' Credit Union's delinquency ratio?
Its delinquency ratio was 0.61% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Nucor Employees' Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 73.09% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Florence, SC 29501
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1962
- NCUA Charter #
- 61028
- RSSD ID
- 145497
- Members
- 8,632
- Potential members
- 9,780
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 19.74% | 14.31% | 76th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.96% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 9.93% | 4.74% | 80th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.44% | 3.93% | 71st above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 68.54% | 79.83% | 74th above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.49% | 0.78% | 68th above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.61% | 0.86% | 62nd above |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.93% | 4.70% | 59th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 73.09% | 58.92% | 71st position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$68.2M total assets against $65.6M; $54.2M total shares and deposits against $52.8M; $39.6M total loans against $39.7M.
$13.5M net worth against $12.3M.
19.74% net worth ratio against 18.80%.
73.09% loan-to-share ratio against 75.30%.
0.61% delinquency ratio against 0.60%.
1.96% return on assets against 2.42%; 9.93% return on equity against 12.89%.
4.44% net interest margin against 4.56%.
8,632 members against 8,450.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 19.74% | 1.96% | 0.61% | 73.09% |
| March 31, 2026 | 18.82% | 1.61% | 0.33% | 69.62% |
| December 31, 2025 | 19.10% | 1.71% | 0.35% | 73.67% |
| September 30, 2025 | 19.41% | 1.63% | 0.54% | 77.49% |
| June 30, 2025 | 18.80% | 2.42% | 0.60% | 75.30% |
| March 31, 2025 | 18.19% | 2.28% | 0.67% | 74.96% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.