Del Norte Credit Union Santa Fe, New Mexico
Del Norte Credit Union is a state-chartered credit union headquartered in Santa Fe, NM, established in 1954 (NCUA charter 64759), and it is regulated and insured by the NCUA. At Q2 2026 it reported 68,538 members and total assets of $1.51B (up 8.1% from Q2 2025), the 3rd largest of 37 credit unions headquartered in New Mexico. Its net worth ratio was 9.43% at Q2 2026, in the well capitalized band.
Also written as Del Norte CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 64759
- Headquarters
- Santa Fe, NM
- Established
- 1954
- Total assets, Q2 2026
- $1.51B
- Assets vs Q2 2025
- +8.1%
- Members, Q2 2026
- 68,538
- Net worth ratio, Q2 2026
- 9.43%
- Latest call report
- Q2 2026, NCUA 5300 · Del Norte Credit Union call report
- Asset rank in state
- 3rd of 37 in New Mexico
- Routing number
- 307084211
- Branches
- 10
It has 1,974 more members than on June 30, 2025 (+3.0%). Its net worth ratio was up 0.16 percentage points from 9.27% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $396.4M of $1.02B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.45% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 9.43% net worth ratio is below that band's 10.89% median.
Credit unions similar in size in New Mexico
Frequently asked about Del Norte Credit Union
How big is Del Norte Credit Union?
At Q2 2026 it reported total assets of $1.51B and 68,538 members.
Where is Del Norte Credit Union headquartered?
It is headquartered in Santa Fe, NM, United States.
When was Del Norte Credit Union founded?
It was established in 1954, per NCUA records.
Is Del Norte Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 64759): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Del Norte Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Del Norte Credit Union well capitalized?
Its net worth ratio was 9.43% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Del Norte Credit Union's delinquency ratio?
Its delinquency ratio was 0.45% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Del Norte Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 75.54% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Santa Fe, NM 87507
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1954
- NCUA Charter #
- 64759
- RSSD ID
- 857398
- Members
- 68,538
- Potential members
- 2,092,454
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 9.43% | 10.89% | 18th bottom |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.60% | 0.89% | 25th below |
| Return on equity Middle half of peers: 5.37% to 10.92% | 6.34% | 8.07% | 34th below |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.97% | 3.45% | 82nd top |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 61.80% | 70.59% | 78th top |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.34% | 1.68% | 76th top |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.45% | 0.68% | 75th top |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 5.31% | 5.12% | 64th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 75.54% | 88.03% | 22nd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.51B total assets against $1.39B; $1.35B total shares and deposits against $1.25B; $1.02B total loans against $953.8M.
$141.9M net worth against $129.2M.
9.43% net worth ratio against 9.27%.
75.54% loan-to-share ratio against 76.14%.
0.45% delinquency ratio against 0.49%.
0.60% return on assets against 1.18%; 6.34% return on equity against 12.70%.
3.97% net interest margin against 3.85%.
68,538 members against 66,564.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.43% | 0.60% | 0.45% | 75.54% |
| March 31, 2026 | 9.50% | 0.98% | 0.52% | 75.19% |
| December 31, 2025 | 9.64% | 1.27% | 0.69% | 76.33% |
| September 30, 2025 | 9.51% | 0.97% | 0.48% | 77.48% |
| June 30, 2025 | 9.27% | 1.18% | 0.49% | 76.14% |
| March 31, 2025 | 9.01% | 0.80% | 0.49% | 75.11% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.