Nusenda Federal Credit Union Albuquerque, New Mexico
Nusenda Federal Credit Union is a federal credit union headquartered in Albuquerque, NM, established in 1935 (NCUA charter 948), and it is regulated and insured by the NCUA. At Q2 2026 it reported 299,021 members and total assets of $5.02B (up 4.8% from Q2 2025), the largest of 37 credit unions headquartered in New Mexico. Its net worth ratio was 9.20% at Q2 2026, in the well capitalized band.
Also written as Nusenda FCU · Trade name filed with the NCUA: Nusenda Credit Union
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 948
- Headquarters
- Albuquerque, NM
- Established
- 1935
- Total assets, Q2 2026
- $5.02B
- Assets vs Q2 2025
- +4.8%
- Members, Q2 2026
- 299,021
- Net worth ratio, Q2 2026
- 9.20%
- Latest call report
- Q2 2026, NCUA 5300 · Nusenda Federal Credit Union call report
- Asset rank in state
- 1st of 37 in New Mexico
- Routing number
- 307083665
- Branches
- 33
It has 13,253 more members than on June 30, 2025 (+4.6%). Its net worth ratio was up 0.23 percentage points from 8.97% on June 30, 2025. Commercial loans are its largest loan category, $1.22B of $3.44B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.79% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 9.20% net worth ratio is below that band's 10.89% median.
Credit unions similar in size in New Mexico
Frequently asked about Nusenda Federal Credit Union
How big is Nusenda Federal Credit Union?
At Q2 2026 it reported total assets of $5.02B and 299,021 members.
Where is Nusenda Federal Credit Union headquartered?
It is headquartered in Albuquerque, NM, United States.
When was Nusenda Federal Credit Union founded?
It was established in 1935, per NCUA records.
Is Nusenda Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 948): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Nusenda Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Nusenda Federal Credit Union well capitalized?
Its net worth ratio was 9.20% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Nusenda Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.79% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Nusenda Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 78.34% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Albuquerque, NM 87107
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1935
- NCUA Charter #
- 948
- RSSD ID
- 763976
- Members
- 299,021
- Potential members
- 4,645,940
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 9.20% | 10.89% | 14th bottom |
| Return on assets Middle half of peers: 0.59% to 1.25% | 1.17% | 0.89% | 69th above |
| Return on equity Middle half of peers: 5.37% to 10.92% | 12.93% | 8.07% | 87th top |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.90% | 3.45% | 79th top |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 69.85% | 70.59% | 52nd above |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.79% | 1.68% | 42nd below |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.79% | 0.68% | 43rd below |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 5.69% | 5.12% | 85th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 78.34% | 88.03% | 25th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$5.02B total assets against $4.79B; $4.39B total shares and deposits against $4.14B; $3.44B total loans against $3.38B.
$453.3M net worth against $428.9M.
9.20% net worth ratio against 8.97%.
78.34% loan-to-share ratio against 81.53%.
0.79% delinquency ratio against 0.87%.
1.17% return on assets against 0.79%; 12.93% return on equity against 8.84%.
3.90% net interest margin against 3.58%.
299,021 members against 285,768.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.20% | 1.17% | 0.79% | 78.34% |
| March 31, 2026 | 9.01% | 0.36% | 0.79% | 78.07% |
| December 31, 2025 | 9.13% | 0.10% | 0.99% | 79.96% |
| September 30, 2025 | 9.17% | 0.59% | 0.61% | 80.12% |
| June 30, 2025 | 8.97% | 0.79% | 0.87% | 81.53% |
| March 31, 2025 | 8.90% | 0.30% | 0.63% | 80.45% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.