U.S. Eagle Federal Credit Union Albuquerque, New Mexico
U.S. Eagle Federal Credit Union is a federal credit union headquartered in Albuquerque, NM, established in 1935 (NCUA charter 808), and it is regulated and insured by the NCUA. At Q2 2026 it reported 98,817 members and total assets of $1.46B (down 1.2% from Q2 2025), the 4th largest of 37 credit unions headquartered in New Mexico. Its net worth ratio was 7.80% at Q2 2026, in the well capitalized band.
Also written as US Eagle FCU · Trade name filed with the NCUA: The Eagle
BankRegReports is independent of U.S. Eagle Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 808
- Headquarters
- Albuquerque, NM
- Established
- 1935
- Total assets, Q2 2026
- $1.46B
- Assets vs Q2 2025
- -1.2%
- Members, Q2 2026
- 98,817
- Net worth ratio, Q2 2026
- 7.80%
- Latest call report
- Q2 2026, NCUA 5300 · U.S. Eagle Federal Credit Union call report
- Asset rank in state
- 4th of 37 in New Mexico
- Routing number
- 307083652
- Branches
- 11
It has 2,502 more members than on June 30, 2025 (+2.6%). Its net worth ratio was down 1.29 percentage points from 9.09% on June 30, 2025. Used vehicle loans are its largest loan category, $355.4M of $1.05B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 6.91% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 7.80% net worth ratio is below that band's 10.89% median.
Credit unions merged into U.S. Eagle Federal Credit Union
New Mexico Correctional Employees Federal Credit Union (2015)
Frequently asked about U.S. Eagle Federal Credit Union
How big is U.S. Eagle Federal Credit Union?
At Q2 2026 it reported total assets of $1.46B and 98,817 members.
Where is U.S. Eagle Federal Credit Union headquartered?
It is headquartered in Albuquerque, NM, United States.
When was U.S. Eagle Federal Credit Union founded?
It was established in 1935, per NCUA records.
Is U.S. Eagle Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 808): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates U.S. Eagle Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is U.S. Eagle Federal Credit Union well capitalized?
Its net worth ratio was 7.80% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is U.S. Eagle Federal Credit Union's delinquency ratio?
Its delinquency ratio was 6.91% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is U.S. Eagle Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 78.97% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Albuquerque, NM 87109
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1935
- NCUA Charter #
- 808
- RSSD ID
- 752176
- Members
- 98,817
- Potential members
- 309,674
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 5.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 7.80% | 10.89% | under 10th bottom |
| Return on assets Middle half of peers: 0.59% to 1.25% | -1.83% | 0.89% | under 10th bottom |
| Return on equity Middle half of peers: 5.37% to 10.92% | -23.47% | 8.07% | under 10th bottom |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.77% | 3.45% | 73rd above |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 111.32% | 70.59% | under 10th bottom |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.18% | 1.68% | 85th top |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 6.91% | 0.68% | under 10th bottom |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 4.95% | 5.12% | 40th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 78.97% | 88.03% | 27th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.46B total assets against $1.48B; $1.34B total shares and deposits against $1.34B; $1.05B total loans against $1.05B.
$113.8M net worth against $134.4M.
7.80% net worth ratio against 9.09%.
78.97% loan-to-share ratio against 78.38%.
6.91% delinquency ratio against 6.64%.
-1.83% return on assets against -4.92%; -23.47% return on equity against -54.12%.
3.77% net interest margin against 3.60%.
98,817 members against 96,315.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 7.80% | -1.83% | 6.91% | 78.97% |
| March 31, 2026 | 8.11% | -0.90% | 6.63% | 78.57% |
| December 31, 2025 | 8.53% | -2.83% | 7.08% | 81.03% |
| September 30, 2025 | 9.25% | 0.16% | 7.26% | 79.85% |
| June 30, 2025 | 9.09% | -4.92% | 6.64% | 78.38% |
| March 31, 2025 | 10.16% | -0.63% | 7.15% | 79.04% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.
The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.