Mead-Stevenson Federal Credit Union Stevenson, Alabama
Mead-Stevenson Federal Credit Union is a federal credit union headquartered in Stevenson, AL, established in 1975 (NCUA charter 22070), and it is regulated and insured by the NCUA. At Q2 2026 it reported 334 members and total assets of $2.2M (up 1.0% from Q2 2025), the 86th largest of 87 credit unions headquartered in Alabama. Its net worth ratio was 25.47% at Q2 2026, in the well capitalized band.
Also written as Mead-Stevenson FCU
BankRegReports is independent of Mead-Stevenson Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 22070
- Headquarters
- Stevenson, AL
- Established
- 1975
- Total assets, Q2 2026
- $2.2M
- Assets vs Q2 2025
- +1.0%
- Members, Q2 2026
- 334
- Net worth ratio, Q2 2026
- 25.47%
- Latest call report
- Q2 2026, NCUA 5300 · Mead-Stevenson Federal Credit Union call report
- Asset rank in state
- 86th of 87 in Alabama
- Routing number
- 262289355
- Branches
- 1
It has 10 more members than on June 30, 2025 (+3.1%). Its net worth ratio was down 0.10 percentage points from 25.57% on June 30, 2025. Used vehicle loans are its largest loan category, $782K of $1.3M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Alabama
Frequently asked about Mead-Stevenson Federal Credit Union
How big is Mead-Stevenson Federal Credit Union?
At Q2 2026 it reported total assets of $2.2M and 334 members.
Where is Mead-Stevenson Federal Credit Union headquartered?
It is headquartered in Stevenson, AL, United States.
When was Mead-Stevenson Federal Credit Union founded?
It was established in 1975, per NCUA records.
Is Mead-Stevenson Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 22070): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Mead-Stevenson Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Mead-Stevenson Federal Credit Union well capitalized?
Its net worth ratio was 25.47% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Mead-Stevenson Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 79.91% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Stevenson, AL 35772
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1975
- NCUA Charter #
- 22070
- RSSD ID
- 961389
- Members
- 334
- Potential members
- 905
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 6 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 25.47% | 14.31% | 89th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.91% | 0.72% | 58th above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 3.56% | 4.74% | 42nd below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.81% | 3.93% | 81st top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 83.80% | 79.83% | 42nd below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.11% | 0.78% | over 90th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.92% | 4.70% | 59th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 79.91% | 58.92% | 80th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.2M total assets against $2.1M; $1.6M total shares and deposits against $1.6M; $1.3M total loans against $1.2M.
$552K net worth against $548K.
25.47% net worth ratio against 25.57%.
79.91% loan-to-share ratio against 74.15%.
0.91% return on assets against 0.18%; 3.56% return on equity against 0.72%.
4.81% net interest margin against 4.62%.
334 members against 324.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 25.47% | 0.91% | — | 79.91% |
| March 31, 2026 | 26.44% | -2.38% | — | 84.09% |
| December 31, 2025 | 27.11% | 1.12% | — | 82.76% |
| September 30, 2025 | 26.65% | 1.00% | 1.89% | 77.81% |
| June 30, 2025 | 25.57% | 0.18% | 1.74% | 74.15% |
| March 31, 2025 | 25.38% | 0.81% | 1.79% | 72.52% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.