Nucor Employees Federal Credit Union Fort Payne, Alabama
Nucor Employees Federal Credit Union is a federal credit union headquartered in Fort Payne, AL, established in 1963 (NCUA charter 15752), and it is regulated and insured by the NCUA. At Q2 2026 it reported 279 members and total assets of $2.2M (down 11.3% from Q2 2025), the 84th largest of 87 credit unions headquartered in Alabama. Its net worth ratio was 30.69% at Q2 2026, in the well capitalized band.
Also written as Nucor Employees FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 15752
- Headquarters
- Fort Payne, AL
- Established
- 1963
- Total assets, Q2 2026
- $2.2M
- Assets vs Q2 2025
- -11.3%
- Members, Q2 2026
- 279
- Net worth ratio, Q2 2026
- 30.69%
- Latest call report
- Q2 2026, NCUA 5300 · Nucor Employees Federal Credit Union call report
- Asset rank in state
- 84th of 87 in Alabama
- Routing number
- 262284347
- Branches
- 1
It has 24 fewer members than on June 30, 2025 (-7.9%). Its net worth ratio was up 3.67 percentage points from 27.02% on June 30, 2025. Used vehicle loans are its largest loan category, $459K of $1.0M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Alabama
Frequently asked about Nucor Employees Federal Credit Union
How big is Nucor Employees Federal Credit Union?
At Q2 2026 it reported total assets of $2.2M and 279 members.
Where is Nucor Employees Federal Credit Union headquartered?
It is headquartered in Fort Payne, AL, United States.
When was Nucor Employees Federal Credit Union founded?
It was established in 1963, per NCUA records.
Is Nucor Employees Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 15752): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Nucor Employees Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Nucor Employees Federal Credit Union well capitalized?
Its net worth ratio was 30.69% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Nucor Employees Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 66.57% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Fort Payne, AL 35967
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1963
- NCUA Charter #
- 15752
- RSSD ID
- 540681
- Members
- 279
- Potential members
- 700
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 6 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 30.69% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.20% | 0.72% | 27th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 0.66% | 4.74% | 24th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.45% | 3.93% | 31st below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 98.03% | 79.83% | 18th bottom |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.36% | 0.78% | 76th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.81% | 4.70% | 14th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 66.57% | 58.92% | 61st position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.2M total assets against $2.5M; $1.5M total shares and deposits against $1.8M; $1.0M total loans against $1.0M.
$690K net worth against $685K.
30.69% net worth ratio against 27.02%.
66.57% loan-to-share ratio against 56.71%.
0.20% return on assets against -0.03%; 0.66% return on equity against -0.12%.
3.45% net interest margin against 3.35%.
279 members against 303.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 30.69% | 0.20% | — | 66.57% |
| March 31, 2026 | 29.55% | 0.46% | — | 72.52% |
| December 31, 2025 | 26.98% | -0.39% | 0.14% | 60.22% |
| September 30, 2025 | 27.31% | 0.57% | — | 56.88% |
| June 30, 2025 | 27.02% | -0.03% | — | 56.71% |
| March 31, 2025 | 27.80% | 0.35% | 0.58% | 63.87% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.