Saint Colman & Affiliates Federal Credit Union Cleveland, Ohio
Saint Colman & Affiliates Federal Credit Union is a federal credit union headquartered in Cleveland, OH, established in 1939 (NCUA charter 3462), and it is regulated and insured by the NCUA. At Q2 2026 it reported 2,867 members and total assets of $7.7M (down 4.9% from Q2 2025), the 171st largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 8.56% at Q2 2026, in the well capitalized band.
Also written as Saint Colman & Affiliates FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 3462
- Headquarters
- Cleveland, OH
- Established
- 1939
- Total assets, Q2 2026
- $7.7M
- Assets vs Q2 2025
- -4.9%
- Members, Q2 2026
- 2,867
- Net worth ratio, Q2 2026
- 8.56%
- Latest call report
- Q2 2026, NCUA 5300 · Saint Colman & Affiliates Federal Credit Union call report
- Asset rank in state
- 171st of 191 in Ohio
- Routing number
- 241076466
- Branches
- 1
It has 189 fewer members than on June 30, 2025 (-6.2%). Its net worth ratio was up 0.82 percentage points from 7.74% on June 30, 2025. Used vehicle loans are its largest loan category, $2.7M of $4.9M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Ohio
Frequently asked about Saint Colman & Affiliates Federal Credit Union
How big is Saint Colman & Affiliates Federal Credit Union?
At Q2 2026 it reported total assets of $7.7M and 2,867 members.
Where is Saint Colman & Affiliates Federal Credit Union headquartered?
It is headquartered in Cleveland, OH, United States.
When was Saint Colman & Affiliates Federal Credit Union founded?
It was established in 1939, per NCUA records.
Is Saint Colman & Affiliates Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 3462): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Saint Colman & Affiliates Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Saint Colman & Affiliates Federal Credit Union well capitalized?
Its net worth ratio was 8.56% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Saint Colman & Affiliates Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 70.83% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Cleveland, OH 44102
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1939
- NCUA Charter #
- 3462
- RSSD ID
- 922979
- Members
- 2,867
- Potential members
- 3,528
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 6 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 8.56% | 14.31% | under 10th bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.34% | 0.72% | 33rd below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 3.95% | 4.74% | 45th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 5.77% | 3.93% | over 90th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 78.01% | 79.83% | 54th above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.31% | 0.78% | 79th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 6.08% | 4.70% | 90th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 70.83% | 58.92% | 68th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$7.7M total assets against $8.1M; $6.9M total shares and deposits against $7.3M; $4.9M total loans against $5.1M.
$660K net worth against $628K.
8.56% net worth ratio against 7.74%.
70.83% loan-to-share ratio against 69.52%.
0.34% return on assets against 0.42%; 3.95% return on equity against 5.37%.
5.77% net interest margin against 5.36%.
2,867 members against 3,056.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 8.56% | 0.34% | — | 70.83% |
| March 31, 2026 | 8.70% | 0.52% | 0.63% | 76.24% |
| December 31, 2025 | 8.36% | 0.40% | 1.39% | 73.82% |
| September 30, 2025 | 8.22% | 0.44% | 0.09% | 74.79% |
| June 30, 2025 | 7.74% | 0.42% | — | 69.52% |
| March 31, 2025 | 7.80% | 0.37% | — | 70.91% |
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How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.