Saint Paschal Baylon Federal Credit Union Highland Heights, Ohio
Saint Paschal Baylon Federal Credit Union is a federal credit union headquartered in Highland Heights, OH, established in 1957 (NCUA charter 11992), and it is regulated and insured by the NCUA. At Q2 2026 it reported 255 members and total assets of $5.9M (up 4.6% from Q2 2025), the 174th largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 12.67% at Q2 2026, in the well capitalized band.
Also written as Saint Paschal Baylon FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 11992
- Headquarters
- Highland Heights, OH
- Established
- 1957
- Total assets, Q2 2026
- $5.9M
- Assets vs Q2 2025
- +4.6%
- Members, Q2 2026
- 255
- Net worth ratio, Q2 2026
- 12.67%
- Latest call report
- Q2 2026, NCUA 5300 · Saint Paschal Baylon Federal Credit Union call report
- Asset rank in state
- 174th of 191 in Ohio
- Routing number
- 241076576
- Branches
- 2
It has 2 fewer members than on June 30, 2025 (-0.8%). Its net worth ratio was down 0.64 percentage points from 13.31% on June 30, 2025. Other secured non-real estate loans and lines of credit are its largest loan category, $147K of $263K in total loans on its June 30, 2026 filing.
Credit unions similar in size in Ohio
Frequently asked about Saint Paschal Baylon Federal Credit Union
How big is Saint Paschal Baylon Federal Credit Union?
At Q2 2026 it reported total assets of $5.9M and 255 members.
Where is Saint Paschal Baylon Federal Credit Union headquartered?
It is headquartered in Highland Heights, OH, United States.
When was Saint Paschal Baylon Federal Credit Union founded?
It was established in 1957, per NCUA records.
Is Saint Paschal Baylon Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 11992): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Saint Paschal Baylon Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Saint Paschal Baylon Federal Credit Union well capitalized?
Its net worth ratio was 12.67% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Saint Paschal Baylon Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 5.12% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Highland Heights, OH 44143
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1957
- NCUA Charter #
- 11992
- RSSD ID
- 274687
- Members
- 255
- Potential members
- 2,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 6 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 12.67% | 14.31% | 37th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.18% | 0.72% | 26th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 1.42% | 4.74% | 28th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 1.12% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 84.00% | 79.83% | 41st below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 2.95% | 0.78% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.07% | 4.70% | 21st position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 5.12% | 58.92% | under 10th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$5.9M total assets against $5.6M; $5.1M total shares and deposits against $4.9M; $263K total loans against $437K.
$746K net worth against $750K.
12.67% net worth ratio against 13.31%.
5.12% loan-to-share ratio against 8.97%.
0.18% return on assets against 0.28%; 1.42% return on equity against 2.13%.
1.12% net interest margin against 1.41%.
255 members against 257.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 12.67% | 0.18% | — | 5.12% |
| March 31, 2026 | 12.82% | 0.19% | — | 5.67% |
| December 31, 2025 | 12.88% | -0.70% | — | 6.51% |
| September 30, 2025 | 13.10% | 0.08% | — | 7.90% |
| June 30, 2025 | 13.31% | 0.28% | — | 8.97% |
| March 31, 2025 | 13.46% | 0.35% | — | 8.98% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.