Texas Lee Federal Credit Union Houston, Texas
Texas Lee Federal Credit Union is a federal credit union headquartered in Houston, TX, established in 1967 (NCUA charter 18218), and it is regulated and insured by the NCUA. At Q2 2026 it reported 109 members and total assets of $914K (down 1.1% from Q2 2025), the 372nd largest of 377 credit unions headquartered in Texas. Its net worth ratio was 13.58% at Q2 2026, in the well capitalized band.
Also written as Texas Lee FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 18218
- Headquarters
- Houston, TX
- Established
- 1967
- Total assets, Q2 2026
- $914K
- Assets vs Q2 2025
- -1.1%
- Members, Q2 2026
- 109
- Net worth ratio, Q2 2026
- 13.58%
- Latest call report
- Q2 2026, NCUA 5300 · Texas Lee Federal Credit Union call report
- Asset rank in state
- 372nd of 377 in Texas
- Routing number
- 313084933
- Branches
- 2
It has 6 more members than on June 30, 2025 (+5.8%). Its net worth ratio was up 0.73 percentage points from 12.85% on June 30, 2025. New vehicle loans are its largest loan category, $160K of $568K in total loans on its June 30, 2026 filing.
Credit unions similar in size in Texas
Frequently asked about Texas Lee Federal Credit Union
How big is Texas Lee Federal Credit Union?
At Q2 2026 it reported total assets of $914K and 109 members.
Where is Texas Lee Federal Credit Union headquartered?
It is headquartered in Houston, TX, United States.
When was Texas Lee Federal Credit Union founded?
It was established in 1967, per NCUA records.
Is Texas Lee Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 18218): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Texas Lee Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Texas Lee Federal Credit Union well capitalized?
Its net worth ratio was 13.58% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Texas Lee Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 72.42% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Houston, TX 77056
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1967
- NCUA Charter #
- 18218
- RSSD ID
- 570482
- Members
- 109
- Potential members
- 500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 5 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 13.58% | 14.31% | 44th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.92% | 0.72% | 59th above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 6.81% | 4.74% | 63rd above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 1.36% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.53% | 0.78% | 16th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 2.89% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 72.42% | 58.92% | 70th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$914K total assets against $924K; $784K total shares and deposits against $805K; $568K total loans against $482K.
$124K net worth against $119K.
13.58% net worth ratio against 12.85%.
72.42% loan-to-share ratio against 59.80%.
0.92% return on assets against 3.05%; 6.81% return on equity against 23.71%.
1.36% net interest margin against 3.62%.
109 members against 103.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 13.58% | 0.92% | — | 72.42% |
| March 31, 2026 | 13.37% | 1.04% | 1.42% | 63.75% |
| December 31, 2025 | 13.10% | -3.18% | — | 62.08% |
| September 30, 2025 | 13.95% | 3.60% | — | 58.57% |
| June 30, 2025 | 12.85% | 3.05% | — | 59.80% |
| March 31, 2025 | 12.28% | 3.11% | — | 67.47% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.