Mergers by Year

Bank Mergers in 1974

114 banks were acquired or merged into another institution in 1974, according to the Federal Reserve's National Information Center (NIC). NIC recorded 119 merger records in 1974 against 101 in 1973.

114

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

Holding companies

Bank holding companies merged

119

All merger records

1974 in US banking ›

Largest bank mergers of 1974

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 1974	The Northfield National Bank	VT	—	First National Bank of Vermont
Dec 31, 1974	The First National Bank of Fair Haven	VT	—	First National Bank of Vermont
Dec 31, 1974	Citizens Bank	NC	—	Wachovia Bank, National Association
Dec 31, 1974	The Farmers and Merchants Bank of Englewood	OH	—	The Central Trust Company of Montgomery County, National Association
Dec 31, 1974	The Neshaminy Valley Bank	PA	—	Industrial Valley Bank and Trust Company
Dec 30, 1974	The First National Bank of Westwood	NJ	—	Midlantic National Bank/North
Dec 22, 1974	The Freeport State Bank	OH	—	Heritage Bank, N.A. - Hopedale
Dec 6, 1974	Ventura State Bank	IA	—	(unnamed)
Dec 3, 1974	Guaranty National Bank of White Center	WA	—	Old National Bank of Washington
Dec 3, 1974	United Jersey National Bank of Cherry Hill	NJ	—	United Jersey Bank/Southwest
Nov 30, 1974	Egg Harbor Bank and Trust Company	NJ	—	First Fidelity Bank, National Association, South Jersey
Nov 30, 1974	The First National Bank of Cooperstown	NY	—	(unnamed)
Nov 30, 1974	Indian Head National Bank of Nashua	NH	—	Fleet Bank-NH
Nov 30, 1974	The Victory State Bank	KS	—	Security Bank of Kansas City
Nov 30, 1974	Montpelier National Bank	VT	—	Vermont National Bank

Biggest bank failures by assets ›

Every merger recorded in 1974

119 NIC merger records in 1974 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Jul 15, 1974	Wisconsin State Bank	WI	M&I Bank
Jul 2, 1974	Liberty National Bank	CA	(unnamed)
Jul 1, 1974	Kings Lafayette Bank	NY	Republic Bank of New York
Jul 1, 1974	Central West End Bank	MO	City Bank
Jul 1, 1974	The Bank of Commerce	SC	First Union National Bank of South Carolina
Jun 30, 1974	Citizens Bank of Renovo	PA	Commonwealth Bank and Trust Company
Jun 30, 1974	Grenada Trust and Banking Company	MS	Cadence Bank
Jun 29, 1974	Leflore Bank & Trust Company	MS	Deposit Guaranty National Bank
Jun 29, 1974	First State Bank	IA	Okey-Vernon First National Bank
Jun 29, 1974	The National Bank of Hobart	NY	NBT Bank, N.A.
Jun 14, 1974	Orem State Bank	UT	KeyBank National Association
Jun 10, 1974	Farmers Bank	SC	The National Bank of South Carolina
Jun 10, 1974	The First National Bank of Factoryville	PA	Merchants Bank (North)
Jun 8, 1974	First National State Bank of Ocean County	NJ	First National State Bank of the Jersey Coast
Jun 1, 1974	First Westchester National Bank	NY	Barclays Bank of New York, N.A.
Jun 1, 1974	The Dime Bank of Lansford, Pa.	PA	Keystone Financial Bank, National Association
Jun 1, 1974	The First National Bank of Marion	NY	Central Trust Company
Jun 1, 1974	Madison State Bank	NJ	United Jersey Bank/Mid State
May 31, 1974	The Farmers State Bank of Concord	MI	Comerica Bank National Association
May 18, 1974	The First National Bank of Mount Airy	NC	Bank of America, N.A.
May 18, 1974	Lewis County Trust Company	NY	Community Bank, N.A.
May 16, 1974	Ione State Bank	WA	American Commercial Bank
May 16, 1974	The Buzzards Bay National Bank	MA	Cape Cod Bank and Trust, National Association
May 15, 1974	The Clinton National Bank	CT	The Connecticut Bank and Trust Company, N.A.
May 13, 1974	Citizens Security Bank	NE	American Security Bank
May 12, 1974	The State Bank of Vassar	MI	NBD Saginaw
May 10, 1974	Briggs Bank of Clyde	NY	Bankers Trust Company of Rochester
May 10, 1974	The Hummelstown National Bank	PA	Fulton Bank, N.A.
May 3, 1974	Susquehanna Valley Bank and Trust Company	PA	Northern Central Bank
May 1, 1974	Montour National Bank in Montour Falls	NY	Chemung Canal Trust Company
May 1, 1974	Farmers State Bank	IN	Peoples Bank
May 1, 1974	Dora Banking & Trust Company	AL	The First National Bank of Jasper
May 1, 1974	City Savings Bank of Berlin	NH	Northway Bank
Apr 22, 1974	The Peoples Bank	SC	NCNB National Bank of South Carolina
Apr 15, 1974	Bank of Ben Lomond	UT	Bank of Utah
Apr 12, 1974	Farmers State Bank	WI	Baraboo State Bank
Apr 12, 1974	Mid-South Company, Inc.	AL	Southtrust Corporation
Apr 11, 1974	Eutaw Savings Bank of Baltimore	MD	Maryland National Bank
Apr 1, 1974	United National Bank of Long Island in New York	NY	Valley Bank of New York
Apr 1, 1974	Commercial Trust Company	DE	PNC Bank, Delaware
Apr 1, 1974	The Peoples Bank and Trust Company of Fairfax	VA	Dominion Bank of Northern Virginia, National Association
Apr 1, 1974	Bank of Central Idaho	ID	KeyBank National Association
Apr 1, 1974	The Citizens Bank of Georgia	GA	Peachtree Bank and Trust Company
Apr 1, 1974	Peoples Bank Company	OH	Star Bank, National Association, Troy
Mar 31, 1974	Midlantic National Bank/Parsippany	NJ	Midlantic National Bank/West
Mar 31, 1974	Millburn-Short Hills Bank	NJ	(unnamed)
Mar 30, 1974	The First National Bank of Hamden	NY	The First National Bank of Hancock
Mar 18, 1974	The Clio State Bank	MI	First of America Bank - Frankenmuth
Mar 1, 1974	Lamoille County Bank	VT	Franklin Lamoille Bank, National Association
Mar 1, 1974	Peoples Bank	MS	(unnamed)

Bank mergers by year

← 1973 · 1975 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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