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Mergers by Year

Bank Mergers in 1974

114 banks were acquired or merged into another institution in 1974, according to the Federal Reserve's National Information Center (NIC). NIC recorded 119 merger records in 1974 against 101 in 1973.

114
Banks acquired
NIC, banks as the acquired side
0
Credit unions merged
NIC, credit unions as the acquired side
3
Holding companies
Bank holding companies merged
119
All merger records
1974 in US banking ›

Largest bank mergers of 1974

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective Acquired bank State Assets Acquirer
Dec 31, 1974 The Northfield National Bank VT — First National Bank of Vermont
Dec 31, 1974 The First National Bank of Fair Haven VT — First National Bank of Vermont
Dec 31, 1974 Citizens Bank NC — Wachovia Bank, National Association
Dec 31, 1974 The Farmers and Merchants Bank of Englewood OH — The Central Trust Company of Montgomery County, National Association
Dec 31, 1974 The Neshaminy Valley Bank PA — Industrial Valley Bank and Trust Company
Dec 30, 1974 The First National Bank of Westwood NJ — Midlantic National Bank/North
Dec 22, 1974 The Freeport State Bank OH — Heritage Bank, N.A. - Hopedale
Dec 6, 1974 Ventura State Bank IA — (unnamed)
Dec 3, 1974 Guaranty National Bank of White Center WA — Old National Bank of Washington
Dec 3, 1974 United Jersey National Bank of Cherry Hill NJ — United Jersey Bank/Southwest
Nov 30, 1974 Egg Harbor Bank and Trust Company NJ — First Fidelity Bank, National Association, South Jersey
Nov 30, 1974 The First National Bank of Cooperstown NY — (unnamed)
Nov 30, 1974 Indian Head National Bank of Nashua NH — Fleet Bank-NH
Nov 30, 1974 The Victory State Bank KS — Security Bank of Kansas City
Nov 30, 1974 Montpelier National Bank VT — Vermont National Bank

Biggest bank failures by assets ›

Every merger recorded in 1974

119 NIC merger records in 1974 involve a bank, credit union or bank holding company on at least one side, newest first.

Date Acquired institution State Acquirer
Dec 31, 1974 The Farmers and Merchants Bank of Englewood OH The Central Trust Company of Montgomery County, National Association
Dec 31, 1974 Financial Properties, Inc. NY Financial Institutions, Inc.
Dec 31, 1974 Citizens Bank NC Wachovia Bank, National Association
Dec 31, 1974 The First National Bank of Fair Haven VT First National Bank of Vermont
Dec 31, 1974 The Neshaminy Valley Bank PA Industrial Valley Bank and Trust Company
Dec 31, 1974 The Northfield National Bank VT First National Bank of Vermont
Dec 30, 1974 The First National Bank of Westwood NJ Midlantic National Bank/North
Dec 22, 1974 The Freeport State Bank OH Heritage Bank, N.A. - Hopedale
Dec 6, 1974 Ventura State Bank IA (unnamed)
Dec 3, 1974 Guaranty National Bank of White Center WA Old National Bank of Washington
Dec 3, 1974 United Jersey National Bank of Cherry Hill NJ United Jersey Bank/Southwest
Nov 30, 1974 The First National Bank of Cooperstown NY (unnamed)
Nov 30, 1974 The Victory State Bank KS Security Bank of Kansas City
Nov 30, 1974 Heritage Bank of Milwaukee WI Heritage Bank of Milwaukee
Nov 30, 1974 Egg Harbor Bank and Trust Company NJ First Fidelity Bank, National Association, South Jersey
Nov 30, 1974 Montpelier National Bank VT Vermont National Bank
Nov 30, 1974 Indian Head National Bank of Nashua NH Fleet Bank-NH
Nov 18, 1974 The Houtzdale Bank PA First Commonwealth Bank
Nov 16, 1974 Blairsville National Bank PA PNC Bank, N.A.
Nov 16, 1974 The Berwick National Bank PA First Eastern Bank, National Association
Nov 16, 1974 The County Bank, Santa Barbara-Carpinteria CA Barclays Bank of California
Nov 15, 1974 Citizens National Bank MS First Mississippi National Bank
Nov 12, 1974 The Loganton National Bank PA The State Bank of Avis
Nov 1, 1974 Deep River Bank and Trust Company CT Community Banking Company
Nov 1, 1974 Fairfield National Bank NJ Midlantic National Bank/North
Nov 1, 1974 Oakland State Bank NJ Citizens First National Bank of New Jersey
Nov 1, 1974 The Bank of Lena MS Merchants and Farmers Bank
Oct 29, 1974 Citizens Bank of Maple Shade NJ Citizens United Bank, National Association
Oct 29, 1974 Citizens State Bank NJ Citizens United Bank, National Association
Oct 29, 1974 Citizens National Bank of South Jersey NJ Citizens United Bank, National Association
Oct 22, 1974 Groveland State Bank NY Marine Midland Bank - Rochester
Oct 7, 1974 West Florida Bank Holding Co., Inc. FL Southeast Banking Corporation
Oct 5, 1974 The Miners Bank and Trust Company of West Hazleton, Pa. PA United Penn Bank
Oct 1, 1974 The Bank of Coleridge NC First-Citizens Bank & Trust Company
Oct 1, 1974 The Bank of Commerce NC First-Citizens Bank & Trust Company
Oct 1, 1974 The First National Bank in Bristol SD Norwest Bank Aberdeen, National Association
Oct 1, 1974 The National Bank of Commerce of Columbus MS (unnamed)
Oct 1, 1974 The Duncannon National Bank PA CCNB Bank, National Association
Oct 1, 1974 The Plymouth National Bank PA PNC Bank, Northeast PA
Sep 30, 1974 First Greenwood Bank MS Union Planters Bank of Mississippi
Sep 30, 1974 State Bank of Paradise PA Meridian Bank
Sep 16, 1974 Farmers Loan and Trust Company IA The Toy National Bank of Sioux City
Sep 14, 1974 Clay County Bank and Trust Company MS Renasant Bank
Aug 28, 1974 The Rentz Banking Company GA The Citizens and Southern Bank of Dublin
Aug 24, 1974 Commercial National Bank CA Wells Fargo Bank, N.A.
Aug 17, 1974 Lexington Trust Company MA Shawmut County Bank, National Association
Aug 9, 1974 U. N. Bancshares, Inc. MO Boatmen's Bancshares, Inc.
Aug 3, 1974 Belmar-Wall National Bank NJ National Westminster Bank USA
Aug 1, 1974 Hayward National Bank CA Bank of the West
Jul 29, 1974 First National Bank of Somerset County PA First Philson Bank, National Association

Bank mergers by year

·

Year Merger records
2026 360
2025 433
2024 314
2023 363
2022 432
2021 437
2020 437
2019 547
2018 643
2017 608
2016 655
2015 766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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