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UMB Financial Corporation Financials, FR Y-9C Data and Filings

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Bank Holding Company Missouri RSSD 1049828 Ticker UMBF FRS Est. 1969

UMB Financial Corporation is a bank holding company based in Missouri with $72.26B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 2 banks that file a call report, the largest being UMB Bank, N.A. ($71.90B in assets). Its shares trade under the ticker UMBF, and it files with the SEC under CIK 101382: see its SEC filings and 8-K events.

Key Financials FR Y-9C, consolidated, as of June 30, 2026

Total assets
$72.26B
Total deposits
$59.77B
Total equity
$8.03B
Net income (Q2 2026)
$277.6M
ROA
1.57%
ROE
14.00%
Net interest margin
3.28%
CET1 ratio
11.45%
Total loans
$41.16B
Efficiency ratio
47.26%
Equity / assets
11.11%
Tier 1 leverage ratio
9.11%
Total capital ratio
13.80%
Employees (FTE)
5,135

Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 2 banks held directly or through another holding company

Bank Charter State Total assets (call report) Share of bank assets Held through
UMB Bank, N.A. National Bank MO $71.90B 100.0% Held directly
UMB Bank & Trust, N.A. Bank MO $3.1M 0.0% UMB Bank, N.A.

Questions About UMB Financial Corporation

What are UMB Financial Corporation's total assets?

UMB Financial Corporation reported $72.26B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.

How many banks does UMB Financial Corporation own?

UMB Financial Corporation owns 2 banks that file a call report: UMB Bank, N.A. and UMB Bank & Trust, N.A.

Who owns UMB Bank, N.A.?

UMB Bank, N.A. is owned by UMB Financial Corporation. The bank reported $71.90B in total assets on its latest call report.

Where can I find UMB Financial Corporation's FR Y-9C?

UMB Financial Corporation files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 1049828. This page summarizes the FR Y-9C for Q2 2026.

Does UMB Financial Corporation file with the SEC?

Yes. UMB Financial Corporation files with the SEC under Central Index Key (CIK) 101382 and trades under the ticker UMBF.

Filing Details fiscal year and SEC registration

Fiscal year end
December 31
Ticker
UMBF
SEC CIK
101382
SEC filings
Filings and 8-K events

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary
  • UMB Financial Corporation
    Holding Company MO RSSD 1049828
    $72.26B
    • UMB Bank, N.A.
      National Bank MO RSSD 936855
      $71.90B
    • BVBC Capital Trust II
      Nonbank Subsidiary KS RSSD 3205561
    • BVBC Capital Trust III
      Nonbank Subsidiary KS RSSD 3376096
    • CBNM Capital Trust I
      Nonbank Subsidiary NM RSSD 3298741
    • Citywide Capital Trust III
      Nonbank Subsidiary CO RSSD 3448500
    • Citywide Capital Trust IV
      Nonbank Subsidiary CO RSSD 3448519
    • Citywide Capital Trust V
      Nonbank Subsidiary CO RSSD 3448528
    • Heartland Financial Statutory Trust IV
      Nonbank Subsidiary IA RSSD 3260131
    • Heartland Financial Statutory Trust V
      Nonbank Subsidiary IA RSSD 3424737
    • Heartland Financial Statutory Trust VI
      Nonbank Subsidiary IA RSSD 3610110
    • Heartland Financial Statutory Trust VII
      Nonbank Subsidiary IA RSSD 3610129
    • Marquette Capital Trust I
      Nonbank Subsidiary MN RSSD 3401617
    • Marquette Capital Trust II
      Nonbank Subsidiary MN RSSD 3401626
    • Marquette Capital Trust III
      Nonbank Subsidiary MN RSSD 3446908
    • Marquette Capital Trust IV
      Nonbank Subsidiary MN RSSD 3452909
    • Morrill Statutory Trust I
      Nonbank Subsidiary KS RSSD 3174881
    • Morrill Statutory Trust II
      Nonbank Subsidiary KS RSSD 3232147
    • Ocgi Capital Trust IV
      Nonbank Subsidiary TX RSSD 3304615
    • Ocgi Statutory Trust III
      Nonbank Subsidiary TX RSSD 3128905
    • Sheboygan Statutory Trust I
      Nonbank Subsidiary WI RSSD 3224414
    • Umbcdc, Inc.
      Nonbank Subsidiary MO RSSD 2168520
    • UMB Financial Services, Inc.
      Nonbank Subsidiary MO RSSD 1153314
    • UMB Fund Services, Inc.
      Nonbank Subsidiary WI RSSD 3028706
    • UMB Merchant LLC
      Nonbank Subsidiary MO RSSD 5650446
    • UMB Private Wealth Management, LLC
      Nonbank Subsidiary MO RSSD 5650428

Direct Subsidiaries 25 active direct subsidiaries

Entity Type State Total Assets Share of bank subsidiary assets
UMB Bank, N.A. · 936855 National Bank MO $71.90B 100.0%
BVBC Capital Trust II · 3205561 Nonbank Subsidiary KS — —
BVBC Capital Trust III · 3376096 Nonbank Subsidiary KS — —
CBNM Capital Trust I · 3298741 Nonbank Subsidiary NM — —
Citywide Capital Trust III · 3448500 Nonbank Subsidiary CO — —
Citywide Capital Trust IV · 3448519 Nonbank Subsidiary CO — —
Citywide Capital Trust V · 3448528 Nonbank Subsidiary CO — —
Heartland Financial Statutory Trust IV · 3260131 Nonbank Subsidiary IA — —
Heartland Financial Statutory Trust V · 3424737 Nonbank Subsidiary IA — —
Heartland Financial Statutory Trust VI · 3610110 Nonbank Subsidiary IA — —
Heartland Financial Statutory Trust VII · 3610129 Nonbank Subsidiary IA — —
Marquette Capital Trust I · 3401617 Nonbank Subsidiary MN — —
Marquette Capital Trust II · 3401626 Nonbank Subsidiary MN — —
Marquette Capital Trust III · 3446908 Nonbank Subsidiary MN — —
Marquette Capital Trust IV · 3452909 Nonbank Subsidiary MN — —
Morrill Statutory Trust I · 3174881 Nonbank Subsidiary KS — —
Morrill Statutory Trust II · 3232147 Nonbank Subsidiary KS — —
Ocgi Capital Trust IV · 3304615 Nonbank Subsidiary TX — —
Ocgi Statutory Trust III · 3128905 Nonbank Subsidiary TX — —
Sheboygan Statutory Trust I · 3224414 Nonbank Subsidiary WI — —
Umbcdc, Inc. · 2168520 Nonbank Subsidiary MO — —
UMB Financial Services, Inc. · 1153314 Nonbank Subsidiary MO — —
UMB Fund Services, Inc. · 3028706 Nonbank Subsidiary WI — —
UMB Merchant LLC · 5650446 Nonbank Subsidiary MO — —
UMB Private Wealth Management, LLC · 5650428 Nonbank Subsidiary MO — —

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 1049828)