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Citizens Bancshares, Inc. Financials, FR Y-9SP Data and Filings

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Bank Holding Company Ohio RSSD 3248821 FRS Est. 2004

Citizens Bancshares, Inc. is a bank holding company based in Ohio with $1.10B in total consolidated assets as of June 30, 2026, on the consolidated assets memorandum line of its FR Y-9SP, a parent-company-only report. It owns 1 bank that files a call report: The Citizens National Bank of Bluffton ($1.09B in assets).

Holding companies with less than $3 billion in assets file the semiannual FR Y-9SP rather than the quarterly FR Y-9C. The FR Y-9SP reports the parent company on its own, apart from one consolidated assets line, so deposits, loans, capital ratios and quarterly earnings sit in the bank's call report: see The Citizens National Bank of Bluffton.

Key Financials FR Y-9SP, as of June 30, 2026; semiannual filer, next report as of December 31, 2026

Total consolidated assets
$1.10B
Total assets, parent only
$107.9M
Total equity, parent only
$107.9M
Net income, parent only (first half of 2026)
$13.3M

Parent-only ratios, FR Y-9SP

Double leverage
0.98x
Return on equity, parent only (six months, annualized)
24.64%
Dividend payout, year to date
115.00%

Source: FR Y-9SP for June 30, 2026. Total consolidated assets covers the company and every subsidiary (Memoranda item 1, BHSP8519). The parent-only lines count the holding company itself, which carries its banks as an investment, and its net income is year to date. The form is filed semiannually, as of June 30 and December 31, so in March and September these are the last filed values. Parent-only ratios are not comparable with the consolidated FR Y-9C ratios of larger holding companies. Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 1 bank held directly or through another holding company

Bank Charter State Total assets (call report) Share of bank assets Held through
The Citizens National Bank of Bluffton National Bank OH $1.09B 100.0% Held directly

Watch The Citizens National Bank of Bluffton: get an email when it files its next call report. Free account, no card.

Questions About Citizens Bancshares, Inc.

What are Citizens Bancshares, Inc.'s total assets?

Citizens Bancshares, Inc. reported $1.10B in total consolidated assets as of June 30, 2026, the figure it entered on the consolidated assets memorandum line of its FR Y-9SP filing with the Federal Reserve. The FR Y-9SP is a parent-company-only report that carries no consolidated balance sheet, and holding companies with less than $3 billion in assets file it semiannually instead of the quarterly FR Y-9C.

How many banks does Citizens Bancshares, Inc. own?

Citizens Bancshares, Inc. owns 1 bank that files a call report: The Citizens National Bank of Bluffton.

Who owns The Citizens National Bank of Bluffton?

The Citizens National Bank of Bluffton is owned by Citizens Bancshares, Inc. The bank reported $1.09B in total assets on its latest call report.

Where can I find Citizens Bancshares, Inc.'s FR Y-9SP?

Citizens Bancshares, Inc. files the FR Y-9SP with the Federal Reserve every six months, as of June 30 and December 31. The reports are public on the FFIEC National Information Center under RSSD ID 3248821. This page summarizes the FR Y-9SP for Q2 2026.

Filing Details fiscal year and SEC registration

Fiscal year end
December 31
Ticker
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SEC CIK
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SEC filings
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Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary

Direct Subsidiaries 1 active direct subsidiary

Entity Type State Total Assets Share of bank subsidiary assets
The Citizens National Bank of Bluffton · 738013 National Bank OH $1.09B 100.0%

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 3248821)