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Independence County, AR Bank Deposit Market Share

First Community Bank holds the largest share of deposits in Independence County, AR, 47.1%, followed by The Citizens Bank (38.3%) and Centennial Bank (5.6%). 8 institutions hold $1.84B at 18 offices as of June 30, 2026, up 12.7% from 2025.

Institutions: 8 Offices: 18 Deposits: $1.84B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: First Community Bank (1.61 points); The Citizens Bank (0.54 points).

Lost: Centennial Bank (-0.86 points); Southern Bank (-0.53 points); Merchants & Planters Bank (-0.41 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 First Community Bank 4 $867.3M 47.11% +1.61 pts 16.7%
2 The Citizens Bank 4 $704.4M 38.26% +0.54 pts 14.3%
3 Centennial Bank 2 $102.3M 5.56% -0.86 pts -2.3%
4 Merchants & Planters Bank 4 $50.5M 2.75% -0.41 pts -2.1%
5 Southern Bank 1 $46.4M 2.52% -0.53 pts -6.8%
6 Bank of Cave City 1 $42.0M 2.28% -0.18 pts 4.5%
7 FNBC Bank 1 $27.0M 1.47% -0.16 pts 1.3%
8 First National Bank Texas dba First Convenience Bank 1 $958K 0.05% 0.00 pts —

About this list

Deposits are those held at each institution's offices in Independence County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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Other counties in Arkansas

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