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Chilton Trust Company, N.A.: Call Report & UBPR Financial Data

Palm Beach, FL Under $100M in assets RSSD #4397164 Routing #067017007

Data as of · sourced from FFIEC call reports. How we update

Assets
$22.4M
Deposits
$0
Loans
$0
Equity
$16.1M

Chilton Trust Company, N.A. is an FDIC-insured commercial bank. ROA of 23.82% is outside the range a lending bank can post; it reflects a fee-based or nondepository balance sheet and is not comparable with commercial bank profitability. Chilton Trust Company's Q2 2026 balance sheet shows $22M in assets funded primarily by $0 in customer deposits. A CET1 ratio of 210.37% reflects a balance sheet with almost no risk-weighted lending, typical of a trust or nondepository charter; it is not comparable with commercial bank capital levels.

As of June 30, 2026, Chilton Trust Company, N.A. reported a CET1 capital ratio of 210.37%, a return on assets of 23.82%, a Texas ratio of 0.00%, per financial data filed with the FFIEC.

Headquarters Profile

Metro Area
Miami-Fort Lauderdale-West Palm Beach, FL
Federal Reserve member
—
Federal Reserve district
District 6, Atlanta
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Employees (FTE)
11
Domestic deposits
$0
Allowance for credit losses
$0
Net charge-offs (YTD)
$0
Fed RSSD
4397164

Balance Sheet

Total liabilities$6.2M
Cash & balances due$1.2M
Securities, available-for-sale$13.5M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$1.3M
Net interest income YTD$276K
Total interest income YTD$276K
Total interest expense YTD$0
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$10.0M
Total noninterest expense YTD$7.8M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

No provision recorded in the last 12 quarters.

Net income

The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Chilton Trust Company, N.A. rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 210.37% 23.82% — 0.00% 3.61%
Q1 2026 202.23% 20.73% — 0.00% 3.64%
Q4 2025 191.71% 18.91% — 0.00% 3.93%
Q3 2025 180.54% 22.58% — 0.00% 4.29%
Q2 2025 181.41% 22.09% — 0.00% 4.29%
Q1 2025 168.82% 13.67% — 0.00% 4.32%
Q4 2024 182.11% 19.56% — 0.00% 4.77%
Q3 2024 225.47% 20.06% — 0.00% 4.99%

Swipe the table sideways to see every column.

Regulatory record

What the public regulatory sources show for Chilton Trust Company, N.A., each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
Not on file: no SoD deposits in its home state
Period: not on file. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Chilton Trust Company, N.A.: regulatory capital profile · BankRegReports

Frequently asked about Chilton Trust Company, N.A.

What are Chilton Trust Company, N.A.'s total assets?

As of the Q2 2026 filing, Chilton Trust Company, N.A. reported total assets of $22.4 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Chilton Trust Company, N.A. headquartered?

Chilton Trust Company, N.A. is headquartered in Palm Beach, FL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

What is Chilton Trust Company, N.A.'s CET1 capital ratio?

Chilton Trust Company, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 210.37% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

What is Chilton Trust Company, N.A.'s Texas Ratio?

Chilton Trust Company, N.A.'s Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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