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First Eagle Bank: Financial Reports & UBPR Data

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Chicago, IL $100M to $1B in assets Est. February 14, 1985 FDIC #25883 RSSD #759045 Routing #071925017 Federal Reserve

Data as of · sourced from FFIEC call reports. How we update

Assets
$649.6M
Deposits
$468.0M
Loans
$458.2M
Equity
$132.2M

First Eagle Bank is one of the more profitable banks of its size. Based in Chicago, Illinois, it had $650 million in assets at June 30, 2026, up 7.5% from a year earlier. It earns about $2.45 a year on every $100 of assets, about double the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 39 cents to bring in each dollar of revenue, lower than about 9 in 10 banks its size (median 61 cents).

Net income for the quarter rose 11% from a year earlier, to $3.9 million. Over the same year, loans grew 12.2% and deposits grew 7.4%.

As of June 30, 2026, First Eagle Bank reported a return on assets of 2.45%, a nonperforming-loan ratio of 0.14% and a Texas ratio of 0.34%, according to its call report filed with the FFIEC.

Headquarters Profile

Address
1201 W Madison St, Chicago, IL 60607
County
Cook
Metro Area
Chicago-Naperville-Elgin, IL-IN
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
Federal Reserve
FDIC Region
Chicago (Region 9)
Federal Reserve member
Yes
Federal Reserve district
District 7, Chicago
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
February 14, 1985
Former names
First Eagle National Bank (1991-2007)
Offices
2 domestic
Employees (FTE)
45
Domestic deposits
$468.0M
Allowance for credit losses
$5.9M
Net charge-offs (YTD)
$2K
Average total assets
$640.2M
Average total loans
$387.3M
Average interest-bearing deposits
$341.8M
Tax status
Subchapter S
Ownership
Stock
Community bank
Yes
FDIC-insured since
February 14, 1985
FDIC Cert
25883
Fed RSSD
759045

Profitability

Q2 annualized
Return on Assets2.45%YTD 2.24%
Return on Equity11.98%YTD 10.94%
Net Interest Margin4.47%YTD 4.39%

Balance Sheet

Total liabilities$517.4M
Cash & balances due$41.7M
Securities, available-for-sale$128.0M
Securities, held-to-maturity$0
Goodwill & intangibles$1.3M

Income Statement

Net income Q2$3.9M
Net interest income YTD$13.0M
Total interest income YTD$17.5M
Total interest expense YTD$4.4M
Provision for credit losses YTD$348K

Operating & Funding

Total noninterest income YTD$849K
Total noninterest expense YTD$5.6M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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First Eagle Bank rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Metric pages for First Eagle Bank: ROA, Efficiency ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings. A community bank leverage ratio filer reports no CET1 ratio, so the first ratio column is the Tier 1 leverage ratio.

Quarter Leverage ROA NPL Texas NIM
Q2 2026 21.29% 2.45% 0.14% 0.46% 4.47%
Q1 2026 21.46% 2.03% 0.04% 0.12% 4.29%
Q4 2025 21.03% 2.39% 0.04% 0.12% 4.26%
Q3 2025 20.88% 2.21% 0.04% 0.13% 4.15%
Q2 2025 21.07% 2.33% 0.00% 0.02% 4.12%
Q1 2025 20.81% 2.31% 0.19% 0.63% 3.92%
Q4 2024 20.46% 2.16% 0.19% 0.65% 3.90%
Q3 2024 21.19% 1.67% 0.38% 1.59% 3.75%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 2 branches →

1–2 of 2
Branch Location ZIP Deposits
Hanover Park Branch Hanover Park , IL 60133 $245.0M
First Eagle Bank (main office) Chicago , IL 60607 $223.0M

Regulatory record

What the public regulatory sources show for First Eagle Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
<0.1% of deposits in IL, rank 112 of 383 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
1 loans, $400K approved, $400K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2024 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Frequently asked about First Eagle Bank

What are First Eagle Bank's total assets?

As of the Q2 2026 filing, First Eagle Bank reported total assets of $649.6 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is First Eagle Bank headquartered?

First Eagle Bank is headquartered in Chicago, IL, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.

When was First Eagle Bank founded?

First Eagle Bank was established in 1985, per the FDIC institution directory.

Is First Eagle Bank FDIC-insured?

Yes. First Eagle Bank is an FDIC-insured commercial bank (FDIC Certificate #25883). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates First Eagle Bank?

First Eagle Bank's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does First Eagle Bank operate?

First Eagle Bank operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is First Eagle Bank's Texas Ratio?

First Eagle Bank's Texas Ratio is 0.34% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

What was First Eagle Bank previously called?

The charter now named First Eagle Bank has also operated as First Eagle National Bank (1991-2007), per FDIC structure-change records.

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