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Greenleaf Trust N.A.: Call Report & UBPR Financial Data

Kalamazoo, MI Under $100M in assets RSSD #2938787 Routing #073957025

Data as of · sourced from FFIEC call reports. How we update

Assets
$47.1M
Deposits
$0
Loans
$0
Equity
$34.1M

Operating from Kalamazoo, MI, Greenleaf Trust N.A. serves its local market as an FDIC-insured commercial bank. Total assets stand at $47M. ROA of 28.72% is outside the range a lending bank can post; it reflects a fee-based or nondepository balance sheet and is not comparable with commercial bank profitability. Under the simplified Community Bank Leverage Ratio framework, leverage of 75.92% exceeds the CBLR threshold.

As of June 30, 2026, Greenleaf Trust N.A. reported a Tier 1 leverage ratio of 75.92%, a return on assets of 28.72%, a Texas ratio of 0.00%, per financial data filed with the FFIEC.

Headquarters Profile

Metro Area
Kalamazoo-Portage, MI
Federal Reserve member
—
Federal Reserve district
District 7, Chicago
Fiduciary (trust) powers
—
Call Report form
FFIEC 041
Employees (FTE)
205
Domestic deposits
$0
Allowance for credit losses
$0
Net charge-offs (YTD)
$0
Average total assets
$44.9M
Average total loans
$0
Average interest-bearing deposits
$0
Fed RSSD
2938787

Balance Sheet

Total liabilities$13.0M
Cash & balances due$13.3M
Securities, available-for-sale$10.7M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$3.2M
Net interest income YTD$551K
Total interest income YTD$551K
Total interest expense YTD$0
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$34.2M
Total noninterest expense YTD$28.0M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.

Quarterly trends

Last 5 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

No provision recorded in the last 5 quarters.

Net income

The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Greenleaf Trust N.A. rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings. A community bank leverage ratio filer reports no CET1 ratio, so the first ratio column is the Tier 1 leverage ratio.

Quarter Leverage ROA NPL Texas NIM
Q2 2026 75.92% 28.72% — 0.00% 5.54%
Q1 2026 86.86% 34.40% — 0.00% 3.74%
Q4 2025 72.49% 21.31% — 0.00% 5.42%
Q3 2025 93.26% 25.43% — 0.00% 5.36%
Q2 2025 99.18% 105.70% — 0.00% 5.17%
Q1 2025 90.13% 36.11% — 0.00% 3.81%

Swipe the table sideways to see every column.

Regulatory record

What the public regulatory sources show for Greenleaf Trust N.A., each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
Not on file: no SoD deposits in its home state
Period: not on file. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Greenleaf Trust N.A.: regulatory capital profile · BankRegReports

Frequently asked about Greenleaf Trust N.A.

What are Greenleaf Trust N.A.'s total assets?

As of the Q2 2026 filing, Greenleaf Trust N.A. reported total assets of $47.1 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Greenleaf Trust N.A. headquartered?

Greenleaf Trust N.A. is headquartered in Kalamazoo, MI, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

What is Greenleaf Trust N.A.'s Texas Ratio?

Greenleaf Trust N.A.'s Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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