Hana Bank USA, N.A.: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Hana Bank USA, N.A. is an FDIC-insured commercial bank. Profitability is strong, 3.91% ROA, paired with 15.26% ROE and a 3.07% net interest margin. Hana Bank USA's Q2 2026 balance sheet shows $835M in assets funded primarily by $588M in customer deposits. Capital cushions are healthy: 42.21% CET1, 25.41% Tier 1 leverage. Asset quality is pristine, 0.00% NPLs and a 0.00% Texas Ratio. 4 branches make up the footprint.
As of June 30, 2026, Hana Bank USA, N.A. reported a CET1 capital ratio of 42.21%, a return on assets of 3.91%, a nonperforming-loan ratio of 0.00%, a Texas ratio of 0.00%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 201 Main St, Fort Lee, NJ 07024
- County
- Bergen
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- September 16, 1986
- Former names
- KEB Hana Bank USA, National Association (2016-2023); BNB Hana Bank, National Association (2013-2016); BNB Bank, National Association (2006-2013)
- Offices
- 4 domestic
- Employees (FTE)
- 55
- Domestic deposits
- $588.2M
- Allowance for credit losses
- $4.3M
- Net charge-offs (YTD)
- -$113K
- Average total assets
- $858.9M
- Average total loans
- $514.1M
- Average interest-bearing deposits
- $490.2M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- September 16, 1986
- FDIC Cert
- 26790
- Fed RSSD
- 609609
- Website
- www.hanabank.us →
- Parent Holding Company
- HANA BANCORP, INC. (RSSD 1398973)
- Ultimate Parent
- HANA FINANCIAL GROUP INC. (RSSD 3400937)
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
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How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for Hana Bank USA, N.A.: ROA, CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 42.21% | 3.91% | 0.00% | 0.00% | 3.07% |
| Q1 2026 | 42.42% | 1.68% | 0.01% | 0.02% | 2.96% |
| Q4 2025 | 45.11% | 0.92% | 0.01% | 0.02% | 2.82% |
| Q3 2025 | 24.15% | 0.95% | 0.01% | 0.04% | 2.84% |
| Q2 2025 | 24.09% | 4.17% | 0.01% | 0.06% | 2.92% |
| Q1 2025 | 26.37% | 0.64% | 0.02% | 0.07% | 2.78% |
| Q4 2024 | 28.56% | 0.89% | 0.02% | 0.09% | 2.82% |
| Q3 2024 | 30.60% | 0.41% | 0.03% | 0.09% | 2.93% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 4 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Hana Bank USA, N.A. (main office) | Fort Lee , NJ | 07024 | $316.1M |
| Fifth Avenue Branch | New York , NY | 10016 | $127.5M |
| Los Angeles Branch | Los Angeles , CA | 90006 | $109.0M |
| Flushing Branch | Flushing , NY | 11354 | $35.6M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| December 14, 2002 | Structure Change | Sale of Assets | FFIEC NIC |
| May 6, 1995 | Structure Change | Acquired American Savings and Loan Association Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
What the public regulatory sources show for Hana Bank USA, N.A., each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 3 against the institution (OCC); 3 against individuals associated with it
- January 23, 2015, OCC: Formal Agreement: BNB Hana Bank, National Association
- December 18, 2009, OCC: Formal Agreement: BNB Bank, National Association
- April 13, 1998, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): Broadway National Bank
- Period: Most recent institution action January 23, 2015. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in NJ, rank 61 of 104 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Hana Bank USA, N.A.
What are Hana Bank USA, N.A.'s total assets?
As of the Q2 2026 filing, Hana Bank USA, N.A. reported total assets of $835.2 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Hana Bank USA, N.A. headquartered?
Hana Bank USA, N.A. is headquartered in Fort Lee, NJ, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Hana Bank USA, N.A. founded?
Hana Bank USA, N.A. was established in 1986, per the FDIC institution directory.
Is Hana Bank USA, N.A. FDIC-insured?
Yes. Hana Bank USA, N.A. is an FDIC-insured commercial bank (FDIC Certificate #26790). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Hana Bank USA, N.A.?
Hana Bank USA, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Hana Bank USA, N.A.'s CET1 capital ratio?
Hana Bank USA, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 42.21% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Hana Bank USA, N.A. operate?
Hana Bank USA, N.A. operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Hana Bank USA, N.A.'s Texas Ratio?
Hana Bank USA, N.A.'s Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Hana Bank USA, N.A. previously called?
The charter now named Hana Bank USA, N.A. has also operated as KEB Hana Bank USA, National Association (2016-2023), BNB Hana Bank, National Association (2013-2016), BNB Bank, National Association (2006-2013), per FDIC structure-change records.
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