Texas Bank and Trust Company: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Texas Bank and Trust Company is an FDIC-insured commercial bank. The Q2 2026 balance sheet stands at $4.3B in assets, including $3.4B in loans. Profitability is strong, 1.64% ROA, paired with 12.95% ROE and a 3.79% net interest margin. Regulatory capital is solid, 15.85% CET1 and 17.10% total risk-based capital ratio. Asset quality is solid, 0.58% nonperforming loans and a 3.64% Texas Ratio. Texas Bank and Trust Company operates a 22-branch network.
As of June 30, 2026, Texas Bank and Trust Company reported a CET1 capital ratio of 15.85%, a return on assets of 1.64%, a nonperforming-loan ratio of 0.58%, a Texas ratio of 3.64%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 300 E Whaley St, Longview, TX 75601
- County
- Gregg
- Metro Area
- Longview, TX
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- March 4, 1958
- Former names
- Longview Bank and Trust Company (1978-2003)
- Offices
- 22 domestic
- Employees (FTE)
- 509
- Domestic deposits
- $3.75B
- Allowance for credit losses
- $41.8M
- Net charge-offs (YTD)
- $118K
- Average total assets
- $4.33B
- Average total loans
- $3.41B
- Average interest-bearing deposits
- $3.14B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- March 4, 1958
- FDIC Cert
- 17842
- Fed RSSD
- 949154
- Website
- www.texasbankandtrust.com →
- Parent Holding Company
- LONGVIEW DELAWARE CORPORATION (RSSD 2259530)
- Ultimate Parent
- RJ POPE MANAGEMENT GP, LLC (RSSD 5842250)
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Texas Bank and Trust Company terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Texas Bank and Trust Company, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Texas Bank and Trust Company rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for Texas Bank and Trust Company: Uninsured deposits.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 15.85% | 1.64% | 0.58% | 3.64% | 3.79% |
| Q1 2026 | 15.83% | 1.45% | 0.40% | 2.58% | 3.61% |
| Q4 2025 | 15.17% | 1.54% | 0.37% | 2.85% | 3.58% |
| Q3 2025 | 14.39% | 1.43% | 0.31% | 2.21% | 3.38% |
| Q2 2025 | 14.06% | 1.28% | 0.30% | 2.31% | 3.24% |
| Q1 2025 | 13.60% | 1.04% | 0.30% | 2.50% | 3.01% |
| Q4 2024 | 13.42% | 1.09% | 0.15% | 1.43% | 2.92% |
| Q3 2024 | 12.92% | 0.90% | 0.41% | 3.10% | 2.68% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 21 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Texas Bank and Trust Company (main office) | Longview , TX | 75601 | $1.07B |
| Richardson Branch | Richardson , TX | 75080 | $289.3M |
| Grande Boulevard Branch | Tyler , TX | 75703 | $278.8M |
| Frisco Branch | Frisco , TX | 75033 | $252.0M |
| Marshall Branch | Marshall , TX | 75670 | $235.5M |
| Lindale Branch | Lindale , TX | 75771 | $235.5M |
| Pine Tree Branch | Longview , TX | 75604 | $201.5M |
| New Canton Branch | Canton , TX | 75103 | $181.7M |
| North Longview Branch | Longview , TX | 75605 | $179.6M |
| Terrell Branch | Terrell , TX | 75160 | $162.0M |
| Tb&T Branch | Fort Worth , TX | 76107 | $114.8M |
| Forney Branch | Forney , TX | 75126 | $82.8M |
| Tyler Banking Center | Tyler , TX | 75703 | $81.2M |
| Gladewater Branch | Gladewater , TX | 75647 | $80.5M |
| Texas Bank and Trust Company Branch | Flower Mound , TX | 75022 | $79.7M |
| Van Branch | Van , TX | 75790 | $65.7M |
| Hideaway Lake Branch | Lindale , TX | 75771 | $50.3M |
| Overton Branch | Overton , TX | 75684 | $42.6M |
| Tyler Downtown Branch | Tyler , TX | 75702 | $36.3M |
| Pine Tree Convenience Center | Longview , TX | 75604 | $30.9M |
| Detached Facility | Longview , TX | 75601 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| July 27, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| July 25, 2015 | Structure Change | Acquired Vision Bank - Texas Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 7, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 7, 2013 | Structure Change | Acquired Lindale State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 31, 2012 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 31, 2012 | Structure Change | Acquired The First National Bank of Canton Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 29, 2011 | Structure Change | Acquired First State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 28, 2011 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| July 16, 1988 | Structure Change | Acquired Oak Forest National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 15, 1988 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 10 events.
Regulatory record
What the public regulatory sources show for Texas Bank and Trust Company, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.2% of deposits in TX, rank 44 of 447 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Texas Bank and Trust Company
What are Texas Bank and Trust Company's total assets?
As of the Q2 2026 filing, Texas Bank and Trust Company reported total assets of $4.34 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Texas Bank and Trust Company headquartered?
Texas Bank and Trust Company is headquartered in Longview, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Texas Bank and Trust Company founded?
Texas Bank and Trust Company was established in 1958, per the FDIC institution directory.
Is Texas Bank and Trust Company FDIC-insured?
Yes. Texas Bank and Trust Company is an FDIC-insured commercial bank (FDIC Certificate #17842). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Texas Bank and Trust Company?
Texas Bank and Trust Company's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Texas Bank and Trust Company's CET1 capital ratio?
Texas Bank and Trust Company reported a Common Equity Tier 1 (CET1) capital ratio of 15.85% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Texas Bank and Trust Company operate?
Texas Bank and Trust Company operates 22 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Texas Bank and Trust Company's Texas Ratio?
Texas Bank and Trust Company's Texas Ratio is 3.64% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Texas Bank and Trust Company previously called?
The charter now named Texas Bank and Trust Company has also operated as Longview Bank and Trust Company (1978-2003), per FDIC structure-change records.
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