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Bankers' Bank of Kansas: Financial Reports & UBPR Data

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Wichita, KS $100M to $1B in assets Est. October 5, 1988 FDIC #27351 RSSD #1218446 Routing #101104805 Federal Reserve

Data as of · sourced from FFIEC call reports. How we update

Assets
$255.7M
Deposits
$130.4M
Loans
$173.2M
Equity
$36.5M

Bankers' Bank of Kansas carries far more capital than most banks of its size. The Wichita, Kansas bank had $256 million in assets at June 30, 2026, up 16.6% from a year earlier. It funds 16.31% of its assets with Tier 1 capital, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 10.99%). It also grew its loan book 22.2% over the year, 4.1 times the median of 5.5% for banks its size.

Earnings jumped: net income for the quarter was $474,000, 62% above the same quarter a year earlier. Problem loans eased: loans on nonaccrual or 90 or more days past due, net of government guarantees, were 1.51% of loans, down from 2.45% a year earlier. Profitability lags: it returns 5.2% a year on shareholders' equity, about a third the median of 12.5% for banks its size.

As of June 30, 2026, Bankers' Bank of Kansas reported a CET1 capital ratio of 17.97%, a return on assets of 0.84%, a nonperforming-loan ratio of 1.33% and a Texas ratio of 6.60%, according to its call report filed with the FFIEC.

Headquarters Profile

Address
555 N Woodlawn St, Wichita, KS 67208
County
Sedgwick
Metro Area
Wichita, KS
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
Federal Reserve
FDIC Region
Kansas City (Region 11)
Federal Reserve member
Yes
Federal Reserve district
District 10, Kansas City
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
October 5, 1988
Offices
1 domestic
Employees (FTE)
49
Domestic deposits
$130.4M
Allowance for credit losses
$3.1M
Net charge-offs (YTD)
$648K
Average total assets
$225.7M
Average total loans
$169.9M
Average interest-bearing deposits
$35.4M
Tax status
C corporation
Ownership
Stock
Community bank
No
FDIC-insured since
October 5, 1988
FDIC Cert
27351
Fed RSSD
1218446

Profitability

Q2 annualized
Return on Assets0.84%YTD 0.74%
Return on Equity5.21%YTD 4.69%
Net Interest Margin4.83%YTD 4.70%

Balance Sheet

Total liabilities$219.2M
Cash & balances due$29.8M
Securities, available-for-sale$40.1M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$474K
Net interest income YTD$5.1M
Total interest income YTD$6.7M
Total interest expense YTD$1.6M
Provision for credit losses YTD$951K

Operating & Funding

Total noninterest income YTD$4.2M
Total noninterest expense YTD$7.4M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

Loan-to-Deposit at 132.8%, loans exceed deposit base BRR analysis What does this mean? →

Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.

Bankers' Bank of Kansas rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 17.97% 0.84% 1.33% 6.60% 4.83%
Q1 2026 18.43% 0.65% 1.37% 6.97% 4.58%
Q4 2025 20.21% 0.33% 1.49% 7.09% 4.85%
Q3 2025 21.27% 0.79% 2.10% 8.82% 4.41%
Q2 2025 21.67% 0.56% 2.16% 8.92% 4.86%
Q1 2025 22.65% 0.62% 0.00% 1.20% 4.85%
Q4 2024 21.46% 0.83% 0.53% 1.31% 4.49%
Q3 2024 22.66% 0.77% 0.58% 1.22% 4.28%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View the branch →

1–1 of 1
Branch Location ZIP Deposits
Bankers' Bank of Kansas (main office) Wichita , KS 67208 $130.4M

Regulatory record

What the public regulatory sources show for Bankers' Bank of Kansas, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
0.1% of deposits in KS, rank 138 of 233 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
1 loans, $150K approved, $150K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2005 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Bankers' Bank of Kansas: regulatory capital profile · BankRegReports

Frequently asked about Bankers' Bank of Kansas

What are Bankers' Bank of Kansas's total assets?

As of the Q2 2026 filing, Bankers' Bank of Kansas reported total assets of $255.7 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Bankers' Bank of Kansas headquartered?

Bankers' Bank of Kansas is headquartered in Wichita, KS, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.

When was Bankers' Bank of Kansas founded?

Bankers' Bank of Kansas was established in 1988, per the FDIC institution directory.

Is Bankers' Bank of Kansas FDIC-insured?

Yes. Bankers' Bank of Kansas is an FDIC-insured commercial bank (FDIC Certificate #27351). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Bankers' Bank of Kansas?

Bankers' Bank of Kansas's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Bankers' Bank of Kansas's CET1 capital ratio?

Bankers' Bank of Kansas reported a Common Equity Tier 1 (CET1) capital ratio of 17.97% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Bankers' Bank of Kansas operate?

Bankers' Bank of Kansas operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Bankers' Bank of Kansas's Texas Ratio?

Bankers' Bank of Kansas's Texas Ratio is 6.60% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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